1005 Centennial Dr, Champaign, IL 61821 Property Records

Champaign County property record for 1005 Centennial Dr, Champaign, IL 61821 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 1962
Square Footage1,033 sqft Building Perimeter
Lot Size7,172 sqft (0.165 acres)
Garage360 sqft
OccupancyOwner Occupied
Last Sale$142,000 (2019)
Tax Bill$4,630.00 (2024)

Property Details

APN / Parcel Number

Primary APN44-20-15-304-008

Interior

Full Baths1 Baths
Building Area1,033 sqft Building Perimeter
1st Floor1,033 sqft 1st Floor
Primary FlooringWood Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleSplit Level Style
Exterior MaterialStucco Exterior
Roof MaterialOther (not Classified) Roof
Lot Area7,172 sqft (0.165 acres)
Parking Spaces1 Parking Spaces
Garage Area360 sqft Garage
Deck Area100 sqft Deck
PorchPorch

Utilities and HVAC

Heating SystemCentral Heating

Location & Zoning

Street Address1005 CENTENNIAL DR
CityCHAMPAIGN
StateIL
Zip61821-4661
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 504 WELLERS HOLIDAY PARK 5TH SEC.
Legal Range08E
Legal Township19N
Legal Section15
Legal SubdivisionWELLERS HOLIDAY PARK 5TH SEC.
Legal Lot Number504
JurisdictionCHAMPAIGN IL
Minor Civil DivisionCHAMPAIGN CITY
Census Blockgroup4
Census Block4006
Census Tract1201

Owner

Source: Champaign County records · APN 44-20-15-304-008

Assessment roll updated April 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1005 CENTENNIAL DR, CHAMPAIGN, IL 61821-4661
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2018Deed of Trust, Mortgage · Stand Alone Second Mortgage
HEARTLAND BANK & TRUST CO
Sep 11, 2017Deed of Trust, Mortgage · Conventional Mortgage
HEARTLAND BANK & TRUST CO
Dec 04, 2017Deed of Trust, Mortgage · Stand Alone Second Mortgage
HEARTLAND BANK & TRUST CO
Dec 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
BUSEY BANK
Mar 20, 2019Correction Deed
OTHER
Mar 04, 2019Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
BUSEY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 04, 2019 · Amount on Record
Deed SaleMar 04, 2019 · Amount on Record
Prior SaleMay 29, 2012 · Amount on Record
Deed Doc Number20192868
Prior Transfer DateFeb 28, 2019
Prior Transfer Doc0000003810
Record RefreshedSep 20, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address1005 CENTENNIAL DR, CHAMPAIGN, IL 61821-4661
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002091
DateFeb 09, 2018
Instrument2018R02091
Lender
NameHEARTLAND BANK & TRUST CO
TypeBank
AddressBLOOMINGTON, IL 61704
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term94 Months
DueDec 01, 2025

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address1005 CENTENNIAL DR, CHAMPAIGN, IL 61821-4661
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST COMMUNITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017316
DateSep 11, 2017
Instrument2017R17316
Lender
NameHEARTLAND BANK & TRUST CO
TypeBank
AddressBLOOMINGTON, IL 61704
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2032

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address1005 CENTENNIAL DR, CHAMPAIGN, IL 61821-4661
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022586
DateDec 04, 2017
Instrument2017R22586
Lender
NameHEARTLAND BANK & TRUST CO
TypeBank
AddressBLOOMINGTON, IL 61704
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term96 Months
DueDec 01, 2025

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address1005 CENTENNIAL DR, CHAMPAIGN, IL 61821-4661
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027370
DateDec 28, 2020
Instrument2020R27370
Lender
NameBUSEY BANK
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051
Interest
Rate TypeFixed Rate
Rate3%

March 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionCHAMPAIGN IL
Recording DateMar 20, 2019
Property Address1005 CENTENNIAL DR, CHAMPAIGN, IL 61821-4661
Document Number0000003810
Instrument DateFeb 28, 2019
Instrument3810
Record UpdatedApr 09, 2019
Title CompanyOTHER

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1005 CENTENNIAL DR CHAMPAIGN IL 618214661, CHAMPAIGN, IL 61821-4661

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateMar 04, 2019
Property Address1005 CENTENNIAL DR, CHAMPAIGN, IL 61821-4661
Document Number0000002868
Map ReferenceMB N PG 103
Instrument DateFeb 28, 2019
Instrument2019R02868
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$213.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1005 CENTENNIAL DR, CHAMPAIGN, IL 61821-4661

Mortgage

Document Number0000002869
DateMar 04, 2019
Instrument2019R02869
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term360 Months
DueMar 01, 2049
Interest
Rate TypeAdjustable Rate
Rate3.99%
Type Change DateMar 01, 2026
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.99%
Index1-Year LIBOR
Max Rate8.99%

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$59,580 (+33.56%) Land $11,060 Building $48,520$178,740 (+33.56%) Land $33,180 Building $145,560
2024$4,630.00 (+30.42%)
2022$3,550.00 Homeowner's exemption$44,610 Land $8,280 Building $36,330$133,830 Land $24,840 Building $108,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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