1005 Cedar Ter, San Pablo, CA 94806 Property Records

Contra Costa County property record for 1005 Cedar Ter, San Pablo, CA 94806

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,320 sqft · built 1985
Lot Size	0.013 acres (562 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (May 2022)
Tax Bill	$7,063 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage May 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`417-260-020-9`

Property Details

APN / Parcel Number

Primary APN	`417-260-020-9`
Alternative APN	`417-260-020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,320 sqft Living Area
1st Floor Area	550 sqft
2nd Floor Area	770 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Lot Area	562 sqft (0.013 acres)
Garage Type	Attached
Garage Area	225 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1005 CEDAR TER
City	SAN PABLO
State	CA
Zip	94806-3797
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PC
Legal Description	T6190 L3B U1005
Legal Subdivision	SUBDIVISION 6190
Legal Tract	6190
Legal Lot Number	3B
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2008
Census Tract	369001

Owner

1005 Cedar Ter, a condominium, is owned and occupied by two individuals who bought it in May 2022.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1005 CEDAR TER, SAN PABLO, CA 94806-3797
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 27, 2022	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2022 · Amount on File
Deed Sale	May 27, 2022 · Amount on File
Prior Sale	Dec 21, 2015 · Amount on File
Deed Document Number	202290324
Prior Transfer Date	Jun 15, 2001
Prior Transfer Doc	0000181364
Record Updated	Oct 29, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 27, 2022
Property Address	1005 CEDAR TER, SAN PABLO, CA 94806-3797
Document Number	0000090324
Map Reference	MB 267 PG 45
Instrument Date	May 20, 2022
Instrument	2022-090324
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1005 CEDAR TER, SAN PABLO, CA 94806-3797

Mortgage

Document Number	0000090325
Date	May 27, 2022
Instrument	2022-090325

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Jun 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.87%
Index	Other
Max Rate	9.87%

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 27, 2022
Property Address	1005 CEDAR TER, SAN PABLO, CA 94806-3797
Document Number	0000090323
Map Reference	MB 267 PG 45
Instrument Date	May 20, 2022
Instrument	2022-090323
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4385 HOPYARD RD # 100, 100, PLEASANTON, CA 94588-2758

Tax Assessment & Valuation

The 2025 property tax bill for 1005 Cedar Ter was $7,063.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Pablo City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$460,000 (-) Land $251,699 Building $208,301
2025	$7,063.00	$460,000 Land $251,699 Building $208,301
2023	$6,661.00 (+54.83%)	$435,000 Land $238,000 Building $197,000
2022	$4,302.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1005 Cedar Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1005 Cedar Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 673 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on Cedar Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures