1005 Cascade Dr, Savoy, IL 61874 Property Records

Champaign County property record for 1005 Cascade Dr, Savoy, IL 61874

Property Summary

Property Type	Single Family Home
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$553,500 (Apr 2023)
Tax Bill	$12,493 (2024)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Aug 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`29-26-01-486-002`

Property Details

APN / Parcel Number

Primary APN	`29-26-01-486-002`

Exterior

Lot Area	9,583 sqft (0.22 acres)

Location & Zoning

Street Address	1005 CASCADE DR
City	SAVOY
State	IL
Zip	61874-4400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 212 LAKE FALLS SUB PHASE 2
Legal Range	08E
Legal Township	18N
Legal Section	01
Legal Subdivision	LAKE FALLS SUB PHASE 2
Legal Lot Number	212
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	TOLONO
Census Block Group	5
Census Block	5002
Census Tract	10901

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1005 CASCADE DR 1005 CASCADE DR, SAVOY, IL 61874
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HICKORY POINT BANK & TRUST
Aug 23, 2022	Warranty Deed, Construction Loan · Construction Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2023 · Amount on Record
Deed Sale	Apr 13, 2023 · Amount on Record
Prior Sale	Aug 23, 2022 · Amount on Record
Deed Document Number	20234536
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 13, 2023
Property Address	1005 CASCADE DR, SAVOY, IL 61874-4400
Document Number	0000004536
Map Reference	DOC 2015R01963
Instrument Date	Apr 6, 2023
Instrument	2023R04536
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$553.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1005 CASCADE DR, SAVOY, IL 61874-4400

Mortgage

Document Number	0000004537
Date	Apr 13, 2023
Instrument	2023R04537

Lender

Name	HICKORY POINT BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	May 1, 2028
Change Frequency	Monthly
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	11.8%

August 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 23, 2022
Property Address	1005 CASCADE DR, SAVOY, IL 61874-4400
Document Number	0000015654
Map Reference	DOC 2015R01963
Instrument Date	Jul 8, 2022
Instrument	2022R15654
Transaction Type	Construction Loan
Record Updated	Sep 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$65.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2301 VILLAGE GREEN PL STE C, C, CHAMPAIGN, IL 61822-7630

Mortgage

Document Number	0000015655
Date	Aug 23, 2022
Instrument	2022R15655

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	May 17, 2023

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Tolono Township
Municipality	Savoy Village
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$183,310 (+96,378.95%) Land $24,950 Building $158,360	$549,930 (+96,378.95%) Land $74,850 Building $475,080
2024	$12,493.00 (+83,186.67%)
2022	$15.00	$190 Land $190	$570 Land $570

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Pavlov Media Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

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