1005 Burnell Dr, Berea, KY 40403 Property Records

Madison County property record for 1005 Burnell Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,592 sqft
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Jul 2024)
Tax Bill	$2,310 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0074-0005-0117`

Property Details

APN / Parcel Number

Primary APN	`0074-0005-0117`
Alternative APNs	`101761` `118056` `46858`

Interior

Stories	1 Story
Building Area	1,592 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	46858
Street Address	1005 BURNELL DR
City	BEREA
State	KY
Zip	40403-9040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMESTEAD ESTS LOT 117 BLK 1
Legal Subdivision	HOMESTEAD ESTATES
Legal Block	1
Legal Lot Number	117
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1004
Census Tract	11304

Owner

1005 Burnell Dr is owned and occupied by two individuals who bought it in July 2024.

Source: Madison County records, as of January 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1005 BURNELL DR, BEREA, KY 40403-9040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
Oct 15, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 20, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Jul 12, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2024 · Amount on File
Deed Sale	Jul 25, 2024 · Amount on File
Prior Sale	Jun 9, 2023 · Amount on File
Deed Document Number	202414214240
Deed Book / Page	855 / 340
Prior Transfer Date	Jul 11, 2019
Prior Transfer Doc	D00775/744
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jun 9, 2023
Property Address	1005 BURNELL DR, BEREA, KY 40403-9040
Document Number	00D839/486
Book / Page	D839 / 486
Map Reference	MB 14 PG 48
Instrument Date	Jun 2, 2023
Instrument	2014150000
Transaction Type	Transfer
Record Updated	Jul 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 JOSHUA CIR APT 42, 42, BEREA, KY 40403-9051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 BURNELL DR, BEREA, KY 40403-9040

Mortgage

Document Number	2014150001
Date	Jun 9, 2023
Instrument	2014150001

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1005 BURNELL DR, BEREA, KY 40403-9040
Transaction Type	Mortgage
Record Updated	Nov 30, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 BURNELL DR, BEREA, KY 40403-9040

Mortgage

Document Number	M2100/778
Date	Oct 15, 2021
Book Page	M2100/778
Instrument	2014058536

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	315 Months
Due	Jan 1, 2048

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1005 BURNELL DR, BEREA, KY 40403-9040
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01907/001
Date	Dec 20, 2019
Book Page	M01907/001
Instrument	2014004279

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Jul 12, 2019
Property Address	1005 BURNELL DR, BEREA, KY 40403-9040
Document Number	D00775/744
Book / Page	D00775 / 744
Map Reference	MB 14 PG 48
Instrument Date	Jul 11, 2019
Instrument	2013995423
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2023 BROOKLYN BLVD APT 1, 2023, BEREA, KY 40403-2288

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 BURNELL DR, BEREA, KY 40403-9040

Tax Assessment & Valuation

The 2025 property tax bill for 1005 Burnell Dr was $2,310.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,310.00	$245,000	$245,000
2023	$1,804.00 (-0.28%)	$186,000 (-)	$186,000 (-)
2022	$1,809.00	$186,000	$186,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1005 Burnell Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1005 Burnell Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Burnell Dr

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