1005 Brook Valley Run, Monroe, NC 28110 Property Records

Union County property record for 1005 Brook Valley Run, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,565 sqft · built 2003
Lot Size	0.208 acres (9,060 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (May 2020)
Tax Bill	$2,878 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-093-370`

Property Details

APN / Parcel Number

Primary APN	`07-093-370`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,565 sqft Living Area
Gross Area	2,965 sqft
1st Floor Area	1,145 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,060 sqft (0.208 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	118 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1005 BROOK VALLEY RUN
City	MONROE
State	NC
Zip	28110-6318
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-2 INDIA
Legal Description	#130 BROOK VALLEY PH2 OPCH175
Legal Subdivision	BROOK VALLEY
Legal Lot Number	130
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2010
Census Tract	20307

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1005 BROOK VALLEY RUN, MONROE, NC 28110-6318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
May 8, 2020	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2020 · Amount on Record
Deed Sale	May 8, 2020 · Amount on Record
Prior Sale	Jan 24, 2012 · Amount on Record
Deed Document Number	202015685
Deed Book / Page	7661 / 649
Prior Transfer Date	Jul 18, 2003
Prior Transfer Doc	0000034034
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1005 BROOK VALLEY RUN, MONROE, NC 28110-6318
Transaction Type	Mortgage
Record Updated	Dec 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008345347
Date	Dec 15, 2021
Book Page	8345/347
Instrument	58908

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 8, 2020
Property Address	1005 BROOK VALLEY RUN, MONROE, NC 28110-6318
Document Number	0007661649
Book / Page	7661 / 649
Map Reference	CAB H FILE 175
Instrument Date	May 8, 2020
Instrument	15685
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1109 LELAND DR, 1109, WESLEY CHAPEL, NC 28104-3314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 BROOK VALLEY RUN, MONROE, NC 28110-6318

Mortgage

Document Number	0000015686
Date	May 8, 2020
Instrument	15686

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$432,400 (-) Land $81,000 Building $351,400	$432,400 (-) Land $81,000 Building $351,400
2025	$2,878.00 (+16.66%)	$432,400 (+47.78%) Land $81,000 Building $351,400	$432,400 (+47.78%) Land $81,000 Building $351,400
2023	$2,467.00	$292,600 Land $54,600 Building $238,000	$292,600 Land $54,600 Building $238,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1998–2023)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Windstream.

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