1005 BRIDGIT CT SE APT 7, 7, CEDAR RAPIDS, IA 52403-4614
Transaction Type
Mortgage
Record Updated
Feb 9, 2026
Transferred To (Grantee/Buyer)
Name
Verified Name
Investor
Possibly a Property Investor
Mortgage
Document Number
2026002286
Date
Jan 27, 2026
Instrument
2026-002286
Lender
Name
HILLS BANK & TRUST COMPANY
Type
Private Party
Address
131 MAIN ST, HILLS, IA 52235
Agreement
Type
Stand-Alone Second Mortgage
Amount
Amount on Record
Term
181 Months
Due
Feb 1, 2041
January 2026: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
LINN IA
Recording Date
Jan 27, 2026
Property Address
1005 BRIDGIT CT SE APT 7, 7, CEDAR RAPIDS, IA 52403-4614
Document Number
2026002284
Map Reference
VOL 1761 PG 242
Instrument Date
Jan 20, 2026
Instrument
2026-002284
Transaction Type
Transfer
Record Updated
Feb 9, 2026
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$135.20
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1005 BRIDGIT CT SE APT 7, 7, CEDAR RAPIDS, IA 52403-4614
Investor
Possibly a Property Investor
Mortgage
Document Number
2026002285
Date
Jan 27, 2026
Instrument
2026-002285
Lender
Name
HILLS BANK & TRUST COMPANY
Type
Private Party
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Feb 1, 2056
Interest
Rate Type
Adjustable Rate
Rate
6.12%
Adjustable
Adjustable Rate Rider
Type Change Date
Feb 1, 2031
Change Frequency
Annually
Min Rate At Change
4.12%
Max Rate At Change
8.12%
Index
1-Year CMT
Margin
3
Max Rate
12.1%
May 2023: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
LINN IA
Recording Date
May 10, 2023
Property Address
1005 BRIDGIT CT SE APT 7, 7, CEDAR RAPIDS, IA 52403-4614
Document Number
1152146854
Book / Page
11521 / 46854
Map Reference
VOL 1761 PG 242
Instrument Date
Apr 26, 2023
Transaction Type
Transfer
Record Updated
Feb 5, 2026
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$135.20
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1005 BRIDGIT CT SE APT 7, 7, CEDAR RAPIDS, IA 52403-4614
Mortgage
Document Number
1152146872
Date
May 10, 2023
Instrument
11521/46872
Lender
Name
HILLS BANK AND TRUST CO
Type
Bank
Agreement
Type
Stand-Alone Second Mortgage
Amount
Amount on Record
Term
180 Months
Due
May 1, 2038
Mortgage
Document Number
1152146855
Date
May 10, 2023
Book Page
11521/46855
Lender
Name
HILLS BANK AND TRUST CO
Type
Bank
Address
HILLS, IA 52235
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
May 1, 2053
Interest
Rate Type
Adjustable Rate
Rate
6.37%
Type Change Date
May 1, 2028
Change Frequency
Annually
Min Rate At Change
4.37%
Max Rate At Change
8.37%
Index
1-Year T-Bill
Margin
3
Max Rate
12.3%
August 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
LINN IA
Property Address
1005 BRIDGIT CT SE APT 7, 7, CEDAR RAPIDS, IA 52403-4614
Document Number
0101820209
Instrument Date
Aug 10, 2018
Transaction Type
Mortgage
Record Updated
Sep 24, 2018
Title Company
NOT AVAILABLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1005 BRIDGIT CT SE #7 CEDAR RAPIDS IA 524034614, 7, CEDAR RAPIDS, IA 52403-4614
Mortgage
Document Number
0101820209
Date
Aug 27, 2018
Book Page
010182/000209
Lender
Name
UNIVERSITY OF IA CMNTY CU
Type
Credit Union
Address
NORTH LIBERTY, IA 52317
Agreement
Type
Conventional with PMI
Amount
Amount on Record
Term
360 Months
Due
Aug 26, 2048
Interest
Rate Type
Adjustable Rate
Rate
4.5%
August 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
LINN IA
Property Address
1005 BRIDGIT CT SE APT 7, 7, CEDAR RAPIDS, IA 52403-4614
Document Number
0101820224
Instrument Date
Aug 10, 2018
Transaction Type
Mortgage
Record Updated
Jan 15, 2019
Title Company
NOT AVAILABLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1005 BRIDGIT CT SE #7 CEDAR RAPIDS IA 524034614, 7, CEDAR RAPIDS, IA 52403-4614
Mortgage
Document Number
0101820224
Date
Aug 27, 2018
Book Page
010182/000224
Lender
Name
UNIVERSITY OF IA CMNTY CU
Type
Credit Union
Address
NORTH LIBERTY, IA 52317
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
120 Months
Due
Aug 26, 2028
April 2017: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
LINN IA
Recording Date
Apr 14, 2017
Property Address
1005 BRIDGIT CT SE APT 7, 7, CEDAR RAPIDS, IA 52403-4614
Document Number
0098070592
Book / Page
009807 / 000592
Instrument Date
Mar 30, 2017
Transaction Type
Transfer
Record Updated
Apr 19, 2017
Title Company
ATTORNEY ONLY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$95.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1005 BRIDGIT CT SE #7 CEDAR RAPIDS IA 524034614, 7, CEDAR RAPIDS, IA 52403-4614
Mortgage
Document Number
98070593
Date
Apr 14, 2017
Book Page
009807/000593
Lender
Name
HILLS BK&TR
Type
Bank
Address
HILLS, IA 52235
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Apr 13, 2047
Interest
Rate Type
Adjustable Rate
Rate
3.25%
Tax Assessment & Valuation
The 2025 property tax bill for 1005 Bridgit Ct SE, Apt 7 was $1,688, up 3.2% from the year before.
Source: Linn County assessment roll, as of October 5, 2026
Property Jurisdictions
Type
Name
State
Iowa
County
Linn County
Municipality
Cedar Rapids City
Unified School District
Marion Independent School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$87,700 (+4.9%)Land $12,000Building $75,700
$87,700 (+4.9%)Land $12,000Building $75,700
2025
$1,688.00 (+3.18%)
$83,600Land $12,000Building $71,600
$83,600Land $12,000Building $71,600
2024
$1,636.00
2023
$83,700Land $12,000Building $71,700
$83,700Land $12,000Building $71,700
2022
$1,572.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 1005 Bridgit Ct SE, Apt 7 in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 10 policies
Nearby Flood Policies
10 in force
Nearby Flood Claims
4 (1982–2014)
Claims Outside the SFHA
3 of 4
Most Recent Claim
Jun 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 1005 Bridgit Ct SE, Apt 7 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood
0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source
Groundwater influenced by surface water
Last State Inspection
Oct 2025
Lead
2 ppb (2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Mediacom Xtream Cable
2,000 / 1,000
Verizon Fixed Wireless
300 / 20
May also be available: GigFire, ImOn Communications.