Cook County property record for 1005 Biltmore Dr, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,138 sqft · built 2005 |
| Lot Size | 0.293 acres (12,757 sqft) |
| Owner | Individual Name on File |
| Last Sale | $445,500 (Dec 2005) |
| Tax Bill | $10,991 (2023) |
| Deeds & Mortgages | Oct 2020 Mortgage May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-29-212-006 |
| Primary APN | 06-29-212-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,138 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 12,757 sqft (0.293 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Well |
| Street Address | 1005 BILTMORE DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-7550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CASTLE CREEK OF ELGIN |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 804513 |
Source: Cook County assessment roll, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1005 BILTMORE DR, ELGIN, IL 60120-7550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FNDG |
| May 28, 2019 | Deed of Trust, Mortgage · Line of Credit FIGURE LNDG LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 28, 2005 · Amount on Record |
| Deed Sale | Dec 28, 2005 · Amount on Record |
| Deed Document Number | 20055192 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1005 BILTMORE DR, ELGIN, IL 60120-7550 |
| Document Number | 2034206082 |
| Instrument Date | Oct 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1005 BILTMORE DR ELGIN IL 601207550, ELGIN, IL 60120-7550 |
| Document Number | 2034206082 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 34206082 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 6, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1005 BILTMORE DR, ELGIN, IL 60120-7550 |
| Document Number | 1915722023 |
| Instrument Date | May 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1005 BILTMORE DR ELGIN IL 601207550, ELGIN, IL 60120-7550 |
| Document Number | 1915722023 |
|---|---|
| Date | Jun 6, 2019 |
| Instrument | 15722023 |
| Name | FIGURE LNDG LLC |
|---|---|
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 5, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $55,000 (+34.15%) Land $12,757 Building $42,243 | $550,000 (+34.15%) Land $127,570 Building $422,430 | |
| 2023 | $10,991.00 (+3%) | ||
| 2022 | $10,671.00 Homeowner's exemption | $40,999 Land $10,843 Building $30,156 | $409,990 Land $108,430 Building $301,560 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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