Osceola County property record for 1005 Berkeley Dr, Kissimmee, FL 34744
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,960 sqft · built 2005 |
| Lot Size | 0.156 acres (6,795 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,820 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-25-30-5041-0001-0010 |
| Primary APN | 29-25-30-5041-0001-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,960 sqft Living Area |
| Gross Area | 2,400 sqft |
| 1st Floor Area | 1,960 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,795 sqft (0.156 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 28 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 60 sqft |
| Deck Area | 460 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1005 BERKELEY DR |
|---|---|
| City | KISSIMMEE |
| State | FL |
| Zip | 34744-8557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPUD |
| Legal Description | SOMERSET PB 16 PGS 178-179 LOT 1 |
| Legal Range | 30E |
| Legal Township | 25S |
| Legal Section | 29 |
| Legal Subdivision | SOMERSET |
| Legal Tract | 5041 |
| Legal Block | 10 |
| Legal Lot Number | 1 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 42903 |
1005 Berkeley Dr is owned and occupied by two individuals who acquired it in August 2025.
Source: Osceola County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1005 BERKELEY DR, KISSIMMEE, FL 34744-8557 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Jun 10, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| May 15, 2018 | Warranty Deed, Transfer · Conventional Mortgage ROYAL PACIFIC FUNDING CORP |
| Apr 27, 2017 | Warranty Deed, Transfer · VA Mortgage IMORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2025 |
| Deed Sale | Aug 6, 2025 |
| Prior Sale | May 15, 2018 · Amount on File |
| Deed Document Number | 202598353 |
| Deed Book / Page | 6831 / 1260 |
| Prior Transfer Date | Jul 28, 2025 |
| Prior Transfer Doc | 0068311260 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 30, 2026 |
| Property Address | 1005 BERKELEY DR, KISSIMMEE, FL 34744-8557 |
| Document Number | 0000099902 |
| Book / Page | 7012 / 1478 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202699902 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1005 BERKELEY DR, KISSIMMEE, FL 34744-8557 |
| Document Number | 0000099902, |
|---|---|
| Date | Jul 30, 2026 |
| Book Page | 7012/1478 |
| Instrument | 202699902 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1005 BERKELEY DR, KISSIMMEE, FL 34744-8557 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0059780778 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | 5978/778 |
| Instrument | 2021090494 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 15, 2018 |
| Property Address | 1005 BERKELEY DR, KISSIMMEE, FL 34744-8557 |
| Document Number | 0053332305 |
| Book / Page | 5333 / 2305 |
| Map Reference | MB16 PG178&179 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 2018076351 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | EXECUTIVE TITLE OF FLORIDA I |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,631.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1766 BROAD WINGED HAWK DR, 1766, RUSKIN, FL 33570-4956 |
| Name | Verified Name |
|---|---|
| Address | 1005 BERKELEY DR, KISSIMMEE, FL 34744-8557 |
| Document Number | 2018076352 |
|---|---|
| Date | May 15, 2018 |
| Instrument | 2018076352 |
| Name | ROYAL PACIFIC FUNDING CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 27, 2017 |
| Property Address | 1005 BERKELEY DR, KISSIMMEE, FL 34744-8557 |
| Document Number | 0051390181 |
| Book / Page | 005139 / 000181 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 62742 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2017 |
| Title Company | WATSON TITLE SERVICES INC, WATSON TITLE SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,505.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1005 BERKELEY DR KISSIMMEE FL 347448557, KISSIMMEE, FL 34744-8557 |
| Document Number | 51390183 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 005139/000183 |
| Instrument | 62743 |
| Name | IMORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85251 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 26, 2047 |
The 2025 property tax bill for 1005 Berkeley Dr was $1,820, down 1.2% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,820.00 (-1.19%) | $230,590 | $339,900 Land $76,000 Building $263,900 |
| 2024 | $1,842.00 (+16.66%) | ||
| 2023 | $1,579.00 (+4.99%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $217,566 (+3%) | $334,900 (+17.02%) Land $70,200 Building $264,700 |
| 2022 | $1,504.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $211,230 | $286,200 Land $58,500 Building $227,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1005 Berkeley Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 66 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1005 Berkeley Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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