1005 Bell Rd, Niles, MI 49120 Property Records

Berrien County property record for 1005 Bell Rd, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,114 sqft · built 1911
Lot Size	2.46 acres (107,158 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Jan 2024)
Tax Bill	$5,587 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Feb 2022 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-0102-0010-02-2`

Property Details

APN / Parcel Number

Primary APN	`14-0102-0010-02-2`
Alternative APN	`11-14-0102-0010-02-2`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	2,114 sqft Living Area
1st Floor Area	1,082 sqft
Basement Area	1,032 sqft
Unfinished Basement	1,032 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Lot Area	107,158 sqft (2.46 acres)
Lot Dimensions	378 ft deep x 283 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1005 BELL RD
City	NILES
State	MI
Zip	49120-4066
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GB
Legal Description	COM 280'W OF SE COR OF W1/2 OF SE 1/4 SEC 2 T8S R17W TH N0DEG40'W 476.5'TH W 168'TO ELY R/W OF OLD S B & SMRR TH SLY ON R/W TO S SEC LN TH E 283'TO POB PER UNRE SURVEY
Legal Range	17W
Legal Township	08S
Legal Section	02
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	1
Census Block	1000
Census Tract	21100

Owner

1005 Bell Rd is owned and occupied by an individual who bought it in January 2024.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1005 BELL RD, NILES, MI 49120-4066
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 2, 2022	Warranty Deed, Transfer · Line of Credit HOMETOWN EQUITY MORTGAGE
Feb 3, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2024 · Amount on File
Deed Sale	Jan 2, 2024 · Amount on File
Prior Sale	Feb 2, 2022 · Amount on File
Deed Document Number	2024395636
Deed Book / Page	3418 / 1869
Prior Transfer Date	Feb 3, 2020
Prior Transfer Doc	3263002887
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 2, 2024
Property Address	1005 BELL RD, NILES, MI 49120-4066
Document Number	03418/1869
Book / Page	3418 / 1869
Instrument Date	Dec 13, 2023
Instrument	2024395636
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 BELL RD, NILES, MI 49120-4066

Mortgage

Document Number	2024395637
Date	Jan 2, 2024
Instrument	2024395637

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Feb 2, 2022
Property Address	1005 BELL RD, NILES, MI 49120-4066
Document Number	03362/2083
Book / Page	3362 / 2083
Instrument Date	Jan 21, 2022
Instrument	2022342288
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11892 MCKINLEY HWY, MISHAWAKA, IN 46545-7808

Mortgage

Document Number	03362/2086
Date	Feb 2, 2022
Book Page	3362/2086
Instrument	2022342289

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Feb 3, 2020
Property Address	1005 BELL RD, NILES, MI 49120-4066
Document Number	03263/2887
Book / Page	3263 / 2887
Instrument Date	Feb 3, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	65770 CONRAD RD, EDWARDSBURG, MI 49112-9635

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65770 CONRAD RD, EDWARDSBURG, MI 49112-9635

Tax Assessment & Valuation

The 2025 property tax bill for 1005 Bell Rd was $5,587, down 5.9% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Niles Township
Unified School District	Brandywine Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,400 (+11.07%)	$262,800 (+11.07%)
2025	$5,587.00 (-5.9%)	$118,300	$236,600
2024	$5,937.00
2023		$166,800	$333,600
2022	$3,177.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1005 Bell Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1981–2016)
Most Recent Claim	Aug 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1005 Bell Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES serves 14,215 people · EPA ID MI0004740
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Midwest Energy & Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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