Hamilton County property record for 1005 Ault Dr, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,685 sqft · built 1969 |
| Lot Size | 0.721 acres (31,433 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Jun 2015) |
| Tax Bill | $2,355 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit Nov 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 147H B 003 |
| Primary APN | 147H B 003 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,685 sqft Living Area |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 31,433 sqft (0.721 acres) |
| Lot Dimensions | 213 ft deep x 147 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000079085 |
|---|---|
| Street Address | 1005 AULT DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-6302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 28 NORTHCREST ESTATES PB 20 PG 62 |
| Legal Subdivision | NORTHCREST ESTATES |
| Legal Lot Number | 28 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 3200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Missionary Ridge Historic District listed 1996 · 191 contributing resources · NRIS 95001257 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1005 Ault Dr is owned and occupied by two individuals who bought it in June 2015.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1005 AULT DR, CHATTANOOGA, TN 37404-6302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Nov 21, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2015 · Amount on File |
| Deed Sale | Jun 19, 2015 · Amount on File |
| Prior Sale | May 16, 2011 · Amount on File |
| Deed Document Number | 0010496985 |
| Deed Book / Page | 10496 / 985 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1005 AULT DR, CHATTANOOGA, TN 37404-6302 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000257 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 12382/749 |
| Instrument | 2021030400257 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 26, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1005 AULT DR, CHATTANOOGA, TN 37404-6302 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000155 |
|---|---|
| Date | Nov 21, 2023 |
| Book Page | 13454/31 |
| Instrument | 2023112100155 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 4, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1005 Ault Dr was $2,355, up 16.4% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,355.00 (+16.41%) | $155,400 (+71.86%) | $621,600 (+71.86%) Land $50,000 Building $571,600 |
| 2024 | $2,023.00 | $90,425 (-) | $361,700 (-) Land $34,300 Building $327,400 |
| 2023 | $2,023.00 | $90,425 (-) | $361,700 (-) Land $34,300 Building $327,400 |
| 2022 | $2,023.00 | $90,425 | $361,700 Land $34,300 Building $327,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1005 Ault Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2003) |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1005 Ault Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 57% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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