Charles County property record for 1005 Agricopia Dr, La Plata, MD 20646
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,048 sqft · built 2002 |
| Lot Size | 0.333 acres (14,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $514,000 (Mar 2022) |
| Tax Bill | $14,587 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Aug 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-068423 |
| Primary APN | 01-068423 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,048 sqft Living Area |
| Gross Area | 3,258 sqft |
| 1st Floor Area | 1,896 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,500 sqft (0.333 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Deck Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 068423 |
|---|---|
| Street Address | 1005 AGRICOPIA DR |
| City | LA PLATA |
| State | MD |
| Zip | 20646-3269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUD |
| Legal Description | LOT 3 PLT 2 SEC 1 AGRICOPIA SUB TOWN OF LA PLATA |
| Legal Subdivision | TOWN OF LA PLATA |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 1, LA PLATA |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 851004 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1005 AGRICOPIA DR, LA PLATA, MD 20646-3269 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage CERTAINTY HOME LOANS LLC |
| Aug 16, 2017 | Deed of Trust, Mortgage · Line of Credit CAPITAL ONE NA |
| Mar 18, 2022 | Deed, Transfer · FHA Mortgage CERTAINTY HOME LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2022 · Amount on Record |
| Deed Sale | Mar 18, 2022 · Amount on Record |
| Prior Sale | Jun 3, 2002 · Amount on Record |
| Deed Book / Page | 12458 / 70 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1005 AGRICOPIA DR, LA PLATA, MD 20646-3269 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1005 AGRICOPIA DR, LA PLATA, MD 20646-3269 |
| Document Number | 0128610425 |
|---|---|
| Date | Feb 28, 2023 |
| Book Page | 12861/425 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1005 AGRICOPIA DR, LA PLATA, MD 20646-3269 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0099520421 |
|---|---|
| Date | Aug 16, 2017 |
| Book Page | 9952/421 |
| Name | CAPITAL ONE NA |
|---|---|
| Type | Bank |
| Address | PLANO, TX 75024 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 10, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Mar 18, 2022 |
| Property Address | 1005 AGRICOPIA DR, LA PLATA, MD 20646-3269 |
| Document Number | 0124580070 |
| Book / Page | 12458 / 70 |
| Map Reference | MB 52 FO 226 |
| Instrument Date | Mar 7, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Title Company | VELOCITY NATIONAL TITLE COMPANY, VELOCITY NATIONAL TTL CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,855.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1005 AGRICOPIA DR, LA PLATA, MD 20646-3269 |
| Document Number | 0001245878 |
|---|---|
| Date | Mar 18, 2022 |
| Instrument | 12458/78 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Municipality | La Plata Town |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $502,600 (+7.1%) Land $116,000 Building $386,600 | $502,600 (-) Land $116,000 Building $386,600 | |
| 2025 | $14,587.00 (+139.84%) | $469,300 (+16.54%) | $502,600 (+24.81%) Land $116,000 Building $386,600 |
| 2023 | $6,082.00 | $402,700 Land $116,000 Building $286,700 | $402,700 Land $116,000 Building $286,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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