1005 3rd St, Mount Sterling, KY 40353 Property Records

Montgomery County property record for 1005 3rd St, Mount Sterling, KY 40353

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,080 sqft
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Last Sale$60,000 (Jun 2011)
Tax Bill$118 (2025)
Flood ZoneZone X (minimal risk)
APN031-20-03-025.00

Property Details

APN / Parcel Number

Primary APN031-20-03-025.00
Alternative APN
  • 639175

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,080 sqft Living Area
Family RoomFamily Room

Exterior

Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions175 ft deep x 75 ft wide
Garage TypeMixed
CarportCarport
Carport Area264 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Account Number639175
Street Address1005 3RD ST
CityMOUNT STERLING
StateKY
Zip40353-8170
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOLDFIELD SUBD LOT 210/HOUSE
Legal SubdivisionOLDFIELD SUBD
Legal Lot Number210
JurisdictionMONTGOMERY KY
Township / Civil DivisionMOUNT STERLING
Census Block Group2
Census Block2004
Census Tract920201

Owner

Source: Montgomery County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1005 3RD ST, MOUNT STERLING, KY 40353-8170
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 13, 2011 · Amount on Record
Deed SaleJun 13, 2011 · Amount on Record
Deed Document Number0000295234
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMontgomery County
Unified School DistrictMontgomery County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$118.00 (-19.18%)$60,000 (-)$60,000 (-)
2023$146.00$60,000$60,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT STERLING WATER WORKS
serves 16,391 people · EPA ID KY0870298
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on 3rd St

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