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1005 38th Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 1005 38th Ave N, Saint Cloud, MN 56303

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 988 sqft · built 1974
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on Record
Last Sale$175,000 (Aug 2023)
Tax Bill$1,918 (2026)
Deeds & MortgagesSep 2023 Sale
Sep 2023 Sale
Flood ZoneZone X (minimal risk)
APN82-49439-0000

Property Details

APN / Parcel Number

Primary APN82-49439-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories3 Stories
Building Area988 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialBrick
Roof MaterialAsphalt
Lot Area5,227 sqft (0.12 acres)
Lot Width40 ft Width
Garage Area320 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address1005 38TH AVE N
CitySAINT CLOUD
StateMN
Zip56303-2158
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionAND E2 VACATED N-S ALLEY ADJ TO SAID LOT PAN PARK PLACE ADD SECTION 09 TOWNSHIP 124 RANGE 028 PAN PARK PLACE ADD SECTION 09
Legal Range28W
Legal Township124
Legal Section09
Legal SubdivisionPAN PARK PLACE ADD
Legal Block5
Legal Lot Number14
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1005
Census Tract701

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1005 38TH AVE N, SAINT CLOUD, MN 56303-2158
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2023Warranty Deed, Transfer
STEARNS COUNTY ABSTRACT COMPANY, STEARNS COUNTY ABSTRACT & TI
Sep 19, 2023Warranty Deed, Transfer
STEARNS COUNTY ABSTRACT COMPANY, STEARNS COUNTY ABSTRACT & TI

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2023 · Amount on Record
Deed SaleAug 31, 2023 · Amount on Record
Deed Document Number20231575132
Record UpdatedSep 20, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateSep 19, 2023
Property Address1005 38TH AVE N, SAINT CLOUD, MN 56303-2158
Document Number00A1660253
Instrument DateAug 31, 2023
InstrumentA1660253
Transaction TypeTransfer
Record UpdatedOct 24, 2023
Title CompanySTEARNS COUNTY ABSTRACT COMPANY, STEARNS COUNTY ABSTRACT & TI

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1005 38TH AVE N, SAINT CLOUD, MN 56303-2158

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateSep 19, 2023
Property Address1005 38TH AVE N, SAINT CLOUD, MN 56303-2158
Document Number00A1660253
Instrument DateAug 31, 2023
InstrumentA1660253
Transaction TypeTransfer
Record UpdatedOct 18, 2023
Title CompanySTEARNS COUNTY ABSTRACT COMPANY, STEARNS COUNTY ABSTRACT & TI

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1005 38TH AVE N, SAINT CLOUD, MN 56303-2158

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,918.00 (+8.12%)$157,900 (-) Land $30,000 Building $127,900$157,900 (-) Land $30,000 Building $127,900
2025$157,900 (-) Land $30,000 Building $127,900$157,900 (-) Land $30,000 Building $127,900
2023$1,774.00$157,900 Land $30,000 Building $127,900$157,900 Land $30,000 Building $127,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Intrepid Fiber Networks
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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