1005 2nd Ave, Ragland, AL 35131 Property Records

St. Clair County property record for 1005 2nd Ave, Ragland, AL 35131

Property Summary

Property TypeSingle Family Home
Details1,658 sqft · built 1913
Lot Size0.92 acres (39,897 sqft)
Owner2 Individual Names on File
Last Sale$159,000 (Oct 2023)
Tax Bill$698 (2025)
Deeds & MortgagesOct 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN19-03-07-0-008-034.000

Property Details

APN / Parcel Number

Primary APN19-03-07-0-008-034.000
Alternative APNs
  • 16245
  • 829

Interior

Stories1 Story
Building Area1,658 sqft Heated Area
1st Floor Area1,116 sqft
Upper Floors Area1,032 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1996
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area39,897 sqft (0.92 acres)
Garage Area1,200 sqft
Parking Spaces5 Parking Spaces
Pool TypeIn-Ground Vinyl Pool
Pool Area392 sqft
Utility Building336 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1005 2ND AVE
CityRAGLAND
StateAL
Zip35131-3107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7-11 BLK 53 TOWN OF RAGLAND 7-15-5
Legal Range05E
Legal Township15S
Legal Section07
Legal SubdivisionRAGLAND TOWN OF
Legal Block53
Legal Lot Number7-11
JurisdictionST CLAIR AL
Township / Civil DivisionRAGLAND
Census Block Group2
Census Block2033
Census Tract40302

Owner

1005 2nd Ave is owned and occupied by two individuals who bought it in October 2023.

Source: St. Clair County records, as of April 17, 2026

Owner of Record2 Individual Names on File
Mailing Address1005 2ND AVE, RAGLAND, AL 35131-3107
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 12, 2023 · Amount on File
Deed SaleOct 12, 2023 · Amount on File
Prior SaleMay 27, 2016 · Amount on File
Deed Book / Page2023 / 12086
Prior Transfer DateJul 10, 2015
Prior Transfer Doc0000008768
Record UpdatedJun 8, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR AL
Property Address1005 2ND AVE, RAGLAND, AL 35131-3107
Transaction TypeMortgage
Record UpdatedNov 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1127 MAIN ST, RAGLAND, AL 35131-3302

Mortgage

Document Number0000036733
DateOct 12, 2023
Book PageMTG 2023/36733
Lender
NameCOOSA VALLEY MORTGAGE INC
TypeCredit Union
AddressPELL CITY, AL 35128
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1005 2nd Ave was $698 with exemptions applied.

Source: St. Clair County assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateAlabama
CountySt. Clair County
MunicipalityRagland Town
Unified School DistrictSt. Clair County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$698.00$19,400$193,610
2023$38,478 Land $700 Building $37,778$192,390 Land $3,500 Building $188,890
2022$542.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1005 2nd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1005 2nd Ave is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 60% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF RAGLAND, THE WWB OF THE
serves 3,243 people · EPA ID AL0001208
Water SourceGroundwater
Last State InspectionMay 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Ragland Telephone
Fiber
100 / 20

May also be available: Verizon.

Nearby Properties on 2nd Ave

Nearby Streets

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