10048 Stephina Ct, Sacramento, CA 95827 Property Records

Sacramento County property record for 10048 Stephina Ct, Sacramento, CA 95827

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,578 sqft · built 1979
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Jul 2018)
Tax Bill	$4,055 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`068-0492-018-0000`

Property Details

APN / Parcel Number

Primary APN	`068-0492-018-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,578 sqft Living Area
1st Floor Area	1,578 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.152 acres)
Garage Area	498 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10048 STEPHINA CT
City	SACRAMENTO
State	CA
Zip	95827-2949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD 5
Legal Description	SUNRISE PINES, LOT 55
Legal Subdivision	SUNRISE PINES
Legal Lot Number	55
Jurisdiction	SACRAMENTO CA
Township / Civil Division	RANCHO CORDOVA
Census Block Group	1
Census Block	1000
Census Tract	9005

Owner

10048 Stephina Ct is owned and occupied by two individuals who acquired it in November 2024.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10048 STEPHINA CT, SACRAMENTO, CA 95827-2949
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Aug 21, 2019	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Jul 27, 2018	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Jul 27, 2018	Grant Deed, Transfer CALIBER HM LOANS
Jun 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2018 · Amount on File
Deed Sale	Jul 27, 2018 · Amount on File
Deed Book / Page	20180727 / 1159
Last Transfer Date	Nov 11, 2024
Transfer Doc	2024000011
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	10048 STEPHINA CT, SACRAMENTO, CA 95827-2949
Document Number	2101111860
Instrument Date	Jan 5, 2021
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10048 STEPHINA CT SACRAMENTO CA 958272949, SACRAMENTO, CA 95827-2949

Mortgage

Document Number	2101111860
Date	Jan 11, 2021
Instrument	2101111860

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 10, 2041

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	10048 STEPHINA CT, SACRAMENTO, CA 95827-2949
Document Number	1908261031
Instrument Date	Aug 21, 2019
Transaction Type	Mortgage
Record Updated	Sep 9, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10048 STEPHINA CT SACRAMENTO CA 958272949, SACRAMENTO, CA 95827-2949

Mortgage

Document Number	1908261031
Date	Aug 26, 2019
Instrument	1908261031

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 25, 2044

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 27, 2018
Property Address	10048 STEPHINA CT, SACRAMENTO, CA 95827-2949
Document Number	1807271158
Instrument Date	Jul 26, 2018
Instrument	1807271158
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10048 STEPHINA CT SACRAMENTO CA 958272949, SACRAMENTO, CA 95827-2949

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 27, 2018
Property Address	10048 STEPHINA CT, SACRAMENTO, CA 95827-2949
Document Number	1807271159
Instrument Date	Jul 26, 2018
Instrument	1807271159
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$341.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10048 STEPHINA CT SACRAMENTO CA 958272949, SACRAMENTO, CA 95827-2949

Mortgage

Document Number	1807271160
Date	Jul 27, 2018
Instrument	1807271160

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	10048 STEPHINA CT, SACRAMENTO, CA 95827-2949
Document Number	1706061104
Instrument Date	Jun 2, 2017
Transaction Type	Mortgage
Record Updated	Jul 27, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	9913 RIO COSUMNES CIR ELK GROVE CA 956242656, ELK GROVE, CA 95624-2656

Mortgage

Document Number	1706061104
Date	Jun 6, 2017
Instrument	1706061104

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 5, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 10048 Stephina Ct was $4,055, up 0.7% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Rancho Cordova City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$352,606 (+2%) Land $91,022 Building $261,584
2025	$4,055.00 (+0.7%)	$345,693 Land $89,238 Building $256,455
2024	$4,027.00 (+2.42%)
2023	$3,932.00 (+1.76%)	$332,272 Land $85,774 Building $246,498
2022	$3,864.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10048 Stephina Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10048 Stephina Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - SUBURBAN ROSEMONT private · serves 54,893 people · EPA ID CA3410010
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	300 / 30
Succeed.Net Fixed Wireless	100 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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