10048 Los Ranchitos Rd, Lakeside, CA 92040 Property Records

San Diego County property record for 10048 Los Ranchitos Rd, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,949 sqft · built 1974
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$949,000 (Mar 2024)
Tax Bill	$11,588 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`379-260-02-00`

Property Details

APN / Parcel Number

Primary APN	`379-260-02-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,949 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Contemporary
Exterior Material	Block
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10048 LOS RANCHITOS RD
City	LAKESIDE
State	CA
Zip	92040-2724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 2 TR 007545
Legal Subdivision	LOS RANCHITOS
Legal Tract	007545
Legal Block	1
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	16607

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10048 LOS RANCHITOS RD, LAKESIDE, CA 92040-2724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 19, 2024	Grant Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Jul 24, 2023	Grant Deed, Construction Loan · Construction Mortgage EASY STREET CAPITAL CA LLC
Mar 1, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Jun 21, 2017	Deed of Trust, Mortgage · FHA Mortgage FELLOWSHIP HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2024 · Amount on Record
Deed Sale	Mar 19, 2024 · Amount on Record
Prior Sale	Jul 24, 2023 · Amount on Record
Deed Document Number	202468471
Prior Transfer Date	Jul 9, 2012
Prior Transfer Doc	0000522879
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10048 LOS RANCHITOS RD, LAKESIDE, CA 92040-2724
Transaction Type	Mortgage
Record Updated	Dec 3, 2025
Title Company	UNKNOWN, DOMA TITLE OF CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10048 LOS RANCHITOS RD, LAKESIDE, CA 92040-2724

Mortgage

Document Number	0000331081
Date	Nov 21, 2025
Instrument	2025-0331081

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 19, 2024
Property Address	10048 LOS RANCHITOS RD, LAKESIDE, CA 92040-2724
Document Number	0000068471
Map Reference	MAP 7545
Instrument Date	Mar 4, 2024
Instrument	2024-0068471
Transaction Type	Transfer
Record Updated	Mar 29, 2024
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10048 LOS RANCHITOS RD, LAKESIDE, CA 92040-2724

Mortgage

Document Number	0000068472
Date	Mar 19, 2024
Instrument	2024-0068472

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

July 2023: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 24, 2023
Property Address	10048 LOS RANCHITOS RD, LAKESIDE, CA 92040-2724
Document Number	0000194833
Map Reference	MAP 7545
Instrument Date	Jun 22, 2023
Instrument	2023-0194833
Transaction Type	Construction Loan
Record Updated	Aug 2, 2023
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4364 BONITA RD # 374, 374, BONITA, CA 91902-1421

Mortgage

Document Number	0000194834
Date	Jul 24, 2023
Instrument	2023-0194834

Lender

Name	EASY STREET CAPITAL CA LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	10 Months
Due	May 1, 2024

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10048 LOS RANCHITOS RD, LAKESIDE, CA 92040-2724
Transaction Type	Mortgage
Record Updated	Mar 9, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 13412, EL CAJON, CA 92022-3412

Mortgage

Document Number	0000052063
Date	Mar 1, 2023
Instrument	2023-0052063

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	292 Months
Due	Jul 1, 2047

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10048 LOS RANCHITOS RD, LAKESIDE, CA 92040-2724
Document Number	0000288450
Instrument Date	Jun 21, 2017
Transaction Type	Mortgage
Record Updated	Jul 4, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 13412 EL CAJON CA 920223412, EL CAJON, CA 92022-3412

Mortgage

Document Number	0000288450
Date	Jun 26, 2017
Instrument	288450

Lender

Name	FELLOWSHIP HM LOANS
Address	JERICHO, NY 11753

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$987,338 (+2%) Land $705,242 Building $282,096
2025	$11,588.00 (+134.96%) Homeowner's exemption	$967,979 (+133.67%) Land $691,414 Building $276,565
2023	$4,932.00 (-37.15%) Homeowner's exemption	$414,251 Land $79,000 Building $335,251
2022	$7,847.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 837 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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