Hillsborough County property record for 10048 Celtic Ash Dr, Ruskin, FL 33573
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,644 sqft · built 2015 |
| Lot Size | 0.161 acres (7,020 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $331,800 (Oct 2015) |
| Tax Bill | $7,497 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 077775-0984 |
| Primary APN | 077775-0984 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,644 sqft Living Area |
| Gross Area | 4,458 sqft |
| 1st Floor Area | 130 sqft |
| 2nd Floor Area | 3,136 sqft |
| Upper Floors Area | 378 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,020 sqft (0.161 acres) |
| Lot Dimensions | 117 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 226 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0777750984 |
|---|---|
| Street Address | 10048 CELTIC ASH DR |
| City | RUSKIN |
| State | FL |
| Zip | 33573-6729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | BELMONT PHASE 1C-1 PARTIAL REPLAT LOT 28 BLOCK 9 |
| Legal Range | 20E |
| Legal Township | 31S |
| Legal Section | 19 |
| Legal Subdivision | BELMONT PHASE 1C-1 PARTIAL REPLAT |
| Legal Phase | 1C-1 |
| Legal Tract | 99I |
| Legal Block | 9 |
| Legal Lot Number | 28 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 14007 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10048 CELTIC ASH DR, RUSKIN, FL 33573-6729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMWEST FUNDING CORPORATION |
| Aug 9, 2019 | Deed of Trust, Mortgage · ARM METRO CITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2015 · Amount on Record |
| Deed Sale | Oct 12, 2015 · Amount on Record |
| Deed Document Number | 2015394471 |
| Deed Book / Page | 23602 / 1397 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Aug 3, 2026 |
| Property Address | 10048 CELTIC ASH DR, RUSKIN, FL 33573-6729 |
| Document Number | 0000301164 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 2026301164 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 14424 37TH AVE, 2C, FLUSHING, NY 11354-5908 |
| Document Number | 0000301164, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 2026301164 |
| Name | AMWEST FUNDING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 10048 CELTIC ASH DR, RUSKIN, FL 33573-6729 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NAT |
| Name | Verified Name |
|---|
| Document Number | 0268590714 |
|---|---|
| Date | Aug 9, 2019 |
| Book Page | 26859/0714 |
| Instrument | 2019344346 |
| Name | METRO CITY BANK |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30340 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Sep 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 5.12% |
| Max Rate At Change | 7.5% |
| Index | 1-Year CMT |
| Max Rate | 11.5% |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $290,074 (+2.7%) | $436,862 (-2.94%) Land $103,900 Building $332,962 | |
| 2025 | $7,497.00 (+10.27%) Homeowner's exemption | $282,448 (+5.99%) | $450,104 (+3.14%) Land $111,892 Building $338,212 |
| 2023 | $6,799.00 (+3.94%) Homeowner's exemption | $266,493 (+3%) | $436,392 (+12.89%) Land $103,900 Building $332,492 |
| 2022 | $6,541.00 Homeowner's exemption | $258,731 | $386,574 Land $76,448 Building $310,126 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 100 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 7 (2020–2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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