10047 Mount Olive Rd, Mount Pleasant, NC 28124 Property Records

Cabarrus County property record for 10047 Mount Olive Rd, Mount Pleasant, NC 28124

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,448 sqft · built 1992
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$116,122 (Jul 2004)
Tax Bill	$1,629 (2023)
Deeds & Mortgages	Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`5682 07 3265`

Property Details

APN / Parcel Number

Primary APN	`5682 07 3265`
Alternative APNs	`07007 0004.400000` `20364`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,448 sqft Living Area
Gross Area	2,098 sqft
1st Floor Area	1,448 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Lot Width	185 ft Width
Garage Type	Finished
Garage Area	650 sqft
Driveway	Concrete Driveway
Driveway Area	630 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	20364
Street Address	10047 MOUNT OLIVE RD
City	MOUNT PLEASANT
State	NC
Zip	28124-9699
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AO
Legal Description	W/S MT OLIVE RD SR 2416
Legal Subdivision	LITTLE BUFFALO CREEK
Jurisdiction	CABARRUS NC
Township / Civil Division	6, RIMERTOWN
Census Block Group	2
Census Block	2009
Census Tract	41702

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10047 MOUNT OLIVE RD, MOUNT PLEASANT, NC 28124-9699
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2004 · Amount on Record
Deed Sale	Jul 22, 2004 · Amount on Record
Prior Sale	Feb 19, 2002 · Amount on Record
Deed Book / Page	5448 / 262
Prior Transfer Date	Dec 10, 1998
Prior Transfer Doc	2401000271
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10047 MOUNT OLIVE RD, MT PLEASANT, NC 28124-9699
Document Number	1296674
Instrument Date	Apr 6, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10047 MOUNT OLIVE RD MOUNT PLEASANT NC 281249699, MOUNT PLEASANT, NC 28124-9699

Mortgage

Document Number	1296674
Date	Apr 23, 2018
Book Page	012966/000074
Instrument	9219

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,070 (+57.01%) Land $40,270 Building $254,800
2024			$295,070 (+57.01%) Land $40,270 Building $254,800
2023	$1,629.00	$187,930 Land $31,520 Building $156,410	$187,930 Land $31,520 Building $156,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20