1. Home
  2. Florida
  3. Spring Hill
  4. Hayward Rd

10046 Hayward Rd, Spring Hill, FL 34608 Property Records

Hernando County property record for 10046 Hayward Rd, Spring Hill, FL 34608

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,958 sqft · built 1984
Lot Size0.2 acres (8,712 sqft)
OwnerOwner Name on Record
Tax Bill$606 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNR32-323-17-5080-0403-0040

Property Details

APN / Parcel Number

Primary APNR32-323-17-5080-0403-0040
Alternative APNs
  • 00269890
  • 269890

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,958 sqft Living Area
1st Floor Area1,958 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1996
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions130 ft deep x 80 ft wide
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area40 sqft
Deck Area98 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00269890
Street Address10046 HAYWARD RD
CitySPRING HILL
StateFL
Zip34608-6426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 8 BLK 403 LOT 4 ORB 366 PG 956
Legal Range17E
Legal Township23S
Legal Section25
Legal SubdivisionSPRING HILL UN 8
Legal Block403
Legal Lot Number4
Legal Unit8
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group3
Census Block3015
Census Tract40901

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address10046 HAYWARD RD, SPRING HILL, FL 34608-6426
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 1, 2019Deed of Trust, Mortgage · Conventional Mortgage
GROW FINANCIAL FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 2011
Deed SaleNov 15, 2011
Prior SaleMar 21, 2011 · Amount on Record
Deed Document Number2011058911
Deed Book / Page2861 / 1541
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address10046 HAYWARD RD, SPRING HILL, FL 34608-6426
Transaction TypeMortgage
Record UpdatedMar 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address10046 HAYWARD RD, SPRING HILL, FL 34608-6426

Mortgage

Document Number0039490846
DateFeb 5, 2021
Book Page3949/846
Instrument2021008174
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2036

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address10046 HAYWARD RD, SPRING HILL, FL 34608-6426
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037220456
DateJul 1, 2019
Book Page3722/0456
Instrument2019040774
Lender
NameGROW FINANCIAL FCU
TypeCredit Union
AddressTAMPA, FL 33619
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2034

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$606.00 (+5.94%) Additional exemption filed$81,887 (+5.99%)$232,599 (+2.37%) Land $38,467 Building $194,132
2023$77,261 (+3%) Land $77,261
2022$572.00 Homeowner's exemption$75,011$227,204 Land $34,779 Building $192,425

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications, Verizon.

Nearby Properties on Hayward Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures