10045 N Memory Ln, Rathdrum, ID 83858 Property Records

Kootenai County property record for 10045 N Memory Ln, Rathdrum, ID 83858

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,001 sqft · built 2013
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Tax Bill	$3,338 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51N04W178100`

Property Details

APN / Parcel Number

Primary APN	`51N04W178100`
Alternative APN	`138997`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,001 sqft Living Area

Exterior

Year Built	Built 2013
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Pole Barn	1,320 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Account Number	138997
Street Address	10045 N MEMORY LN
City	RATHDRUM
State	ID
Zip	83858-9479
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE-NW-SE 1751N04W
Legal Subdivision	SE-NW
Jurisdiction	KOOTENAI ID
Township / Civil Division	COEUR D'ALENE
Census Block Group	2
Census Block	2014
Census Tract	702

Owner

Source: Kootenai County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10045 N MEMORY LN, RATHDRUM, ID 83858-9479
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2012
Deed Sale	Jul 31, 2012
Deed Document Number	2368645000
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	10045 N MEMORY LN, RATHDRUM, ID 83858-9479
Transaction Type	Mortgage
Record Updated	May 2, 2024
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2800121000
Date	Dec 21, 2020
Instrument	2800121000

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,338.00 (-8.85%) Homeowner's exemption	$1,124,852 (+14.31%) Land $525,022 Building $599,830	$1,124,852 (+14.31%) Land $525,022 Building $599,830
2024	$3,662.00 (+17.37%)
2023	$3,120.00 (-27.29%) Homeowner's exemption	$984,039 (-12.46%) Land $393,439 Building $590,600	$984,039 (-12.46%) Land $393,439 Building $590,600
2022	$4,291.00 Homeowner's exemption	$1,124,124 Land $474,464 Building $649,660	$1,124,124 Land $474,464 Building $649,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.6% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEM STATE - HAPPY VALLEY WATER SYSTEM private · serves 60 people · EPA ID ID1280220
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jun 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Intermax Networks Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	50 / 10
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: T-Mobile.

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