Winnebago County property record for 10045 Jesters Row, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,246 sqft · built 1989 |
| Lot Size | 2.51 acres (109,453 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (Jun 2020) |
| Tax Bill | $7,441 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-01-153-007 |
| Primary APN | 08-01-153-007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,246 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 1,046 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 109,453 sqft |
| Garage Area | 528 sqft |
| Deck Area | 196 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 10045 JESTERS ROW |
|---|---|
| City | ROSCOE |
| State | IL |
| Zip | 61073-9477 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | PLAT OF EQUESTRIAN ACRES BNG SUB OF PTNW 1/4 & PT SW 1/4 ALL SEC 1-45-2 LOT24 |
| Legal Range | 2 |
| Legal Township | 45 |
| Legal Section | 1 |
| Legal Subdivision | EQUESTRIAN ACRES BNG SUB |
| Legal Lot Number | 24 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | HARLEM |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 3806 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10045 JESTERS ROW, ROSCOE, IL 61073-9477 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · Line of Credit FORESIGHT BANK |
| Feb 8, 2022 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Jun 17, 2020 | Grant Deed, Transfer · VA Mortgage ENVOY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2020 · Amount on Record |
| Deed Sale | Jun 17, 2020 · Amount on Record |
| Prior Sale | Mar 18, 1992 · Amount on Record |
| Deed Document Number | 202015805 |
| Prior Transfer Date | Jun 12, 2020 |
| Prior Transfer Doc | 0000015805 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | May 14, 2026 |
| Property Address | 10045 JESTERS ROW, ROSCOE, IL 61073-9477 |
| Document Number | 0000011982 |
| Instrument Date | May 8, 2026 |
| Instrument | 202611982 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 10045 JESTERS ROW, ROSCOE, IL 61073-9477 |
| Document Number | 0000011982, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 202611982 |
| Name | FORESIGHT BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 7.45% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 10045 JESTERS ROW, ROSCOE, IL 61073-9477 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000003928 |
|---|---|
| Date | Feb 8, 2022 |
| Instrument | 2203928 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jun 17, 2020 |
| Property Address | 10045 JESTERS ROW, ROSCOE, IL 61073-9477 |
| Document Number | 0001015805 |
| Instrument Date | Jun 15, 2020 |
| Instrument | 1015805 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2020 |
| Title Company | MAGNUS TITLE AGENCY, MTA |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10045 JESTERS ROW ROSCOE IL 610739477, ROSCOE, IL 61073-9477 |
| Document Number | 1015806 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 1015806 |
| Name | ENVOY MTG |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 16, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Harlem Township |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Kinnikinnick Community Consolidated School District 131 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,441.00 (+5.04%) Homeowner's exemption Veteran's exemption | $106,687 (+9.96%) Land $17,661 Building $89,026 | $320,061 (+9.96%) Land $52,983 Building $267,078 |
| 2024 | $7,084.00 | $97,023 (+23.45%) Land $16,061 Building $80,962 | $291,069 (+23.45%) Land $48,183 Building $242,886 |
| 2022 | Homeowner's exemption | $78,590 Land $13,010 Building $65,580 | $235,770 Land $39,030 Building $196,740 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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