Washoe County property record for 10045 Ignacio Cir, Reno, NV 89521
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,950 sqft · built 2015 |
| Lot Size | 0.137 acres (5,957 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $453,000 (Aug 2018) |
| Tax Bill | $4,119 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 141-054-04 |
| Primary APN | 141-054-04 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,950 sqft Living Area |
| Gross Area | 2,668 sqft |
| 1st Floor Area | 1,950 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Concrete |
| Lot Area | 5,957 sqft (0.137 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Concrete/Masonry Porch |
| Porch Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 10045 IGNACIO CIR |
|---|---|
| City | RENO |
| State | NV |
| Zip | 89521-3169 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | DAMONTE RANCH 5 VLG 1 & 2 UT 1 LOT 24 |
| Legal Range | 20E |
| Legal Township | 18N |
| Legal Section | 10 |
| Legal Subdivision | DAMONTE RANCH PHASE 5 VILLAGES 1 & 2 UNI |
| Legal Lot Number | 24 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | RENO SOUTHEAST |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 2207 |
Source: Washoe County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10045 IGNACIO CIR, RENO, NV 89521-3169 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| May 20, 2020 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Aug 7, 2018 | Grant Deed, Transfer · Conventional with PMI PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2018 · Amount on Record |
| Deed Sale | Aug 7, 2018 · Amount on Record |
| Prior Sale | Feb 4, 2016 · Amount on Record |
| Deed Document Number | 20184839801 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | May 28, 2026 |
| Property Address | 10045 IGNACIO CIR, RENO, NV 89521-3169 |
| Document Number | 0005625467 |
| Instrument Date | May 19, 2026 |
| Instrument | 20265625467 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 10045 IGNACIO CIR, RENO, NV 89521-3169 |
| Document Number | 0005625467, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 20265625467 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 16, 2046 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 10045 IGNACIO CIR, RENO, NV 89521-3169 |
| Document Number | 0005034390 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10045 IGNACIO CIR RENO NV 895213169, RENO, NV 89521-3169 |
| Document Number | 0005034390 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 5034390 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Aug 7, 2018 |
| Property Address | 10045 IGNACIO CIR, RENO, NV 89521-3169 |
| Document Number | 0004839801 |
| Instrument Date | Aug 2, 2018 |
| Instrument | 4839801 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,857.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10045 IGNACIO CIR RENO NV 895213169, RENO, NV 89521-3169 |
| Document Number | 4839802 |
|---|---|
| Date | Aug 7, 2018 |
| Instrument | 4839802 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 6, 2048 |
Source: Washoe County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Municipality | Reno City |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $149,598 (-0.32%) Land $44,100 Building $105,498 | ||
| 2025 | $4,119.00 (-12.95%) | $150,077 (+4.94%) Land $43,365 Building $106,712 | $428,790 (+4.94%) Land $123,900 Building $304,890 |
| 2023 | $4,732.00 | $143,017 Land $43,155 Building $99,862 | $408,619 (+27.75%) Land $123,300 Building $285,319 |
| 2021 | $319,868 Land $85,800 Building $234,068 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 99.4% of Nevada |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 696 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Net NV Fixed Wireless | 100 / 100 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
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