McLennan County property record for 10045 Durango Trl, Waco, TX 76712
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,176 sqft · built 2024 |
| Lot Size | 0.265 acres (11,543 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,498 (2025) |
| Deeds & Mortgages | Feb 2025 Mortgage Jan 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-072005-000824-0 |
| Primary APN | 36-072005-000824-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,176 sqft Living Area |
| Gross Area | 3,051 sqft |
| 1st Floor Area | 2,176 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Roof Material | Composition Shingle |
| Lot Area | 11,543 sqft (0.265 acres) |
| Lot Dimensions | 116 ft deep x 94 ft wide |
| Garage Type | Attached |
| Garage Area | 875 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 378 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 10045 DURANGO TRL |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76712-8893 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RENAISSANCE PH 6 LOT 24 BLOCK 8 ACRES .265 |
| Legal Subdivision | RENAISSANCE PH 6 |
| Legal Block | 8 |
| Legal Lot Number | 24 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 3708 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2551 COOPERS POST LN, SUGAR LAND, TX 77478-4121 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 11, 2025 | Vendor's Lien, Subdivision Related Transfer EXTRACO BANKS NA |
| Jan 28, 2025 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage EXTRACO BANKS NA |
| May 15, 2024 | Vendor's Lien, Transfer · Commercial Mortgage FIRST NATIONAL BANK OF CENTRAL TX |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2025 |
| Deed Sale | Feb 11, 2025 |
| Prior Sale | Jan 28, 2025 · Amount on Record |
| Deed Document Number | 20254086 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Feb 11, 2025 |
| Property Address | 10045 DURANGO TRL, WACO, TX 76712-8893 |
| Document Number | 0000004086 |
| Map Reference | FILE 2022009075 |
| Instrument Date | Feb 10, 2025 |
| Instrument | 2025004086 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8225 CENTRAL PARK DR STE 400, 400, WACO, TX 76712-0006 |
| Name | Verified Name |
|---|---|
| Address | 2551 COOPERS POST LN, SUGAR LAND, TX 77478-4121 |
| Date | Feb 11, 2025 |
|---|
| Name | EXTRACO BANKS NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jan 28, 2025 |
| Property Address | 10045 DURANGO TRL, WACO, TX 76712-8893 |
| Document Number | 0000002444 |
| Map Reference | FILE 2022009075 |
| Instrument Date | Jan 27, 2025 |
| Instrument | 2025002444 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | UNKNOWN, FTC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8225 CENTRAL PARK DR STE 400, 400, WOODWAY, TX 76712-0006 |
| Name | Verified Name |
|---|---|
| Address | 2385 AUSTIN HINES DR, CHINA SPRING, TX 76633-3198 |
| Document Number | 0000002445 |
|---|---|
| Date | Jan 28, 2025 |
| Instrument | 2025002445 |
| Name | EXTRACO BANKS NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 8.5% |
| Index | 1-Year CMT |
| Max Rate | 12.5% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | May 15, 2024 |
| Property Address | 10045 DURANGO TRL, WACO, TX 76712-8893 |
| Document Number | 0000014384 |
| Map Reference | FILE 2022009075 |
| Instrument Date | May 14, 2024 |
| Instrument | 2024014384 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | UNKNOWN, FTC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5015 FORT AVE, WACO, TX 76710-5828 |
| Name | Verified Name |
|---|---|
| Address | 225 CENTRAL ST # 400, 400, WACO, TX 76705-1708 |
| Document Number | 0000014385 |
|---|---|
| Date | May 15, 2024 |
| Instrument | 2024014385 |
| Name | FIRST NATIONAL BANK OF CENTRAL TX |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Midway Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $436,024 (+4.65%) Land $55,639 Building $380,385 | $436,024 (+4.65%) Land $55,639 Building $380,385 | |
| 2025 | $4,498.00 (+725.32%) | $416,640 (+724.05%) Land $50,560 Building $366,080 | $416,640 (+724.05%) Land $50,560 Building $366,080 |
| 2024 | $545.00 (-49.91%) | ||
| 2023 | $50,560 Land $50,560 | $50,560 Land $50,560 | |
| 2022 | $1,088.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
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