10045 Clover Ct, Upper Lake, CA 95485 Property Records

Lake County property record for 10045 Clover Ct, Upper Lake, CA 95485

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1990
Lot Size	4.59 acres (200,375 sqft)
Owner	Company Name on File
Tax Bill	$2,187 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Feb 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-089-030-000`

Property Details

APN / Parcel Number

Primary APN	`004-089-030-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Construction Type	Wood
Lot Area	200,375 sqft (4.59 acres)
Garage Type	Carport
Carport	Carport
Carport Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	10045 CLOVER CT
City	UPPER LAKE
State	CA
Zip	95485-9514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Jurisdiction	LAKE CA
Township / Civil Division	UPPER LAKE-NICE
Census Block Group	1
Census Block	1002
Census Tract	100

Owner

Source: Lake County records · APN 004-089-030-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2385 SODA BAY RD, LAKEPORT, CA 95453-9752
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 04, 2017	Deed of Trust, Mortgage · Conventional Mortgage SAVINGS BANK OF MENDOCINO COUNTY
Feb 07, 2019	Correction Deed
Dec 27, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 27, 2018
Deed Sale	Dec 27, 2018
Prior Sale	Apr 17, 2015
Deed Document Number	2018016260
Record Updated	Jun 08, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	10045 CLOVER CT, UPPER LAKE, CA 95485-9514
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016012
Date	Dec 04, 2017
Instrument	2017016012

Lender

Name	SAVINGS BANK OF MENDOCINO COUNTY
Type	Bank
Address	UKIAH, CA 95482

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2033

February 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	LAKE CA
Recording Date	Feb 07, 2019
Property Address	10045 CLOVER CT, UPPER LAKE, CA 95485-9514
Document Number	0000001328
Instrument Date	Jan 31, 2019
Instrument	1328
Record Updated	Mar 19, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2385 SODA BAY RD LAKEPORT CA 954539752, LAKEPORT, CA 95453-9752

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE CA
Recording Date	Dec 27, 2018
Property Address	10045 CLOVER CT, UPPER LAKE, CA 95485-9514
Document Number	0000016260
Instrument Date	Dec 14, 2018
Instrument	16260
Transaction Type	Transfer
Record Updated	Jan 25, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2385 SODA BAY RD LAKEPORT CA 954539752, LAKEPORT, CA 95453-9752

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Upper Lake Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,187.00 (+5.5%)	$152,020 (+4.04%) Land $14,812 Building $137,208
2023	$2,073.00 (-0.91%)	$146,119 Land $14,238 Building $131,881
2022	$2,092.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 9, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Wildfire

Wildfire Risk	High above 88% of the US · above 69% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
101Netlink Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20
Valley Internet Fixed Wireless	50 / 25
AT&T DSL	10 / 1

May also be available: DigitalPath, Mediacom Communications.

Based on FCC filings for 42 locations within half a mile of this property.

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