10045 5th St, Delhi, CA 95315 Property Records

Merced County property record for 10045 5th St, Delhi, CA 95315

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,149 sqft · built 1983
Lot Size	0.219 acres (9,530 sqft)
Owner	Individual Name on Record
Tax Bill	$3,484 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`011-041-004-000`

Property Details

APN / Parcel Number

Primary APN	`011-041-004-000`
Alternative APNs	`009091026000` `011-041-004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,149 sqft Living Area
Gross Area	1,441 sqft
1st Floor Area	1,149 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1984
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	9,530 sqft (0.219 acres)
Garage Type	Attached
Garage Area	292 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	011-041-004
Street Address	10045 5TH ST
City	DELHI
State	CA
Zip	95315-9705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PARCEL 2 PM 40-41 SEC 4/6/11
Legal Range	11E
Legal Township	6S
Legal Section	4
Legal Subdivision	SIERRA WAY PRCL 02
Legal Lot Number	1
Jurisdiction	MERCED CA
Township / Civil Division	LIVINGSTON-DELHI
Census Block Group	2
Census Block	2007
Census Tract	201

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10045 5TH ST, DELHI, CA 95315-9705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC
Jun 19, 2019	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Jun 19, 2019	Grant Deed, Transfer · Conventional Mortgage ALTERRA GRP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2019
Deed Sale	Jun 19, 2019
Prior Sale	Jun 19, 2019 · Amount on Record
Deed Document Number	201918099
Prior Transfer Date	Jun 12, 2019
Prior Transfer Doc	0000018099
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	10045 5TH ST, DELHI, CA 95315-9705
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10045 5TH ST, DELHI, CA 95315-9705

Mortgage

Document Number	0000011818
Date	Mar 23, 2022
Instrument	2022011818

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Jun 19, 2019
Property Address	10045 5TH ST, DELHI, CA 95315-9705
Document Number	0000018099
Instrument Date	Jun 14, 2019
Instrument	18099
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10045 5TH ST DELHI CA 953159705, DELHI, CA 95315-9705

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jun 19, 2019
Property Address	10045 5TH ST, DELHI, CA 95315-9705
Document Number	0000018098
Instrument Date	May 9, 2019
Instrument	18098
Transaction Type	Transfer
Record Updated	Jul 15, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$291.50
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10045 5TH ST DELHI CA 953159705, DELHI, CA 95315-9705

Mortgage

Document Number	18102
Date	Jun 19, 2019
Instrument	18102

Lender

Name	ALTERRA GRP LLC
Address	LAS VEGAS, NV 89145

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2049

Mortgage

Document Number	18100,
Date	Jun 19, 2019
Instrument	18100

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2049

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Unified School District	Delhi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$301,519 (+2%) Land $56,889 Building $244,630
2025	$3,484.00 (+9.15%)	$295,608 (+4.04%) Land $55,774 Building $239,834
2023	$3,192.00 (+2.7%)	$284,131 Land $53,609 Building $230,522
2022	$3,108.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Most Recent Claim	Sep 1995 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELHI CWD serves 7,784 people · EPA ID CA2410006
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ayera Technologies.

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