10044 Bedford Rd, Spring Hill, FL 34608 Property Records

Hernando County property record for 10044 Bedford Rd, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,322 sqft · built 1988
Lot Size	0.413 acres (17,996 sqft)
Owner	Individual Name on Record
Last Sale	$137,000 (Sep 2017)
Tax Bill	$1,857 (2025)
Deeds & Mortgages	Apr 2020 Loan Modification Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5080-0446-0010`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5080-0446-0010`
Alternative APNs	`00276579` `276579`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,322 sqft Living Area
Gross Area	2,024 sqft
1st Floor Area	1,322 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2001
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,996 sqft (0.413 acres)
Lot Dimensions	130 ft deep x 109 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	262 sqft
Patio Area	24 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00276579
Street Address	10044 BEDFORD RD
City	SPRING HILL
State	FL
Zip	34608-5810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 8 BLK 446 LOT 1 ORB 349 PG 270
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 8
Legal Block	446
Legal Lot Number	1
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3025
Census Tract	41105

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10044 BEDFORD RD, SPRING HILL, FL 34608-5810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Loan Modification, Mortgage · Conventional Mortgage SHELLPOINT MTG SVCNG
Apr 20, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 14, 2017	Warranty Deed, Transfer · FHA Mortgage REAL ESTATE MORTGAGE NETWORK
May 11, 2017	Warranty Deed, Transfer SOUTHERN SECURITY TITLE SERVICES, SOUTHERN SEC TITLE SVCS
Feb 15, 2017	Quit Claim Deed, Transfer WATERFORD TITLE INSURANCE AGENCY INC, WATERFORD TITLE INS AGCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2017 · Amount on Record
Deed Sale	Sep 14, 2017 · Amount on Record
Prior Sale	May 11, 2017 · Amount on Record
Deed Document Number	201752010
Deed Book / Page	3506 / 1739
Prior Transfer Date	Feb 13, 2017
Prior Transfer Doc	0034391243
Record Updated	Jun 8, 2026

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HERNANDO FL
Property Address	10044 BEDFORD RD, SPRING HILL, FL 34608-5810
Document Number	0038421851
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10044 BEDFORD RD SPRING HILL FL 346085810, SPRING HILL, FL 34608-5810

Mortgage

Document Number	0038421851
Date	May 22, 2020
Book Page	003842/001851
Instrument	30965

Lender

Name	SHELLPOINT MTG SVCNG
Address	GREENVILLE, SC 29601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2050

Interest

Rate	3.75%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	10044 BEDFORD RD, SPRING HILL, FL 34608-5810
Document Number	0038430133
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10044 BEDFORD RD SPRING HILL FL 346085810, SPRING HILL, FL 34608-5810

Mortgage

Document Number	0038430133
Date	May 22, 2020
Book Page	003843/000133
Instrument	31090

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 14, 2017
Property Address	10044 BEDFORD RD, SPRING HILL, FL 34608-5810
Document Number	0035061739
Book / Page	3506 / 1739
Map Reference	MB8 PG27-37
Instrument Date	Sep 7, 2017
Instrument	2017052010
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	SOUTHERN SECURITY TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$959.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5432 LLOYD DR, 5432, WEEKI WACHEE, FL 34607-2124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10044 BEDFORD RD, SPRING HILL, FL 34608-5810

Mortgage

Document Number	35061740
Date	Sep 14, 2017
Instrument	3506/1740

Lender

Name	REAL ESTATE MORTGAGE NETWORK
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 11, 2017
Property Address	10044 BEDFORD RD, SPRING HILL, FL 34608-5810
Document Number	0034681663
Book / Page	003468 / 001663
Instrument Date	May 8, 2017
Instrument	26997
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	SOUTHERN SECURITY TITLE SERVICES, SOUTHERN SEC TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$469.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5432 LLOYD DR WEEKI WACHEE FL 346072124, WEEKI WACHEE, FL 34607-2124

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 15, 2017
Property Address	10044 BEDFORD RD, SPRING HILL, FL 34608-5810
Document Number	0034391243
Book / Page	003439 / 001243
Instrument Date	Feb 13, 2017
Instrument	8673
Transaction Type	Transfer
Record Updated	Apr 11, 2017
Title Company	WATERFORD TITLE INSURANCE AGENCY INC, WATERFORD TITLE INS AGCY INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	10044 BEDFORD RD SPRING HILL FL 346085810, SPRING HILL, FL 34608-5810

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,857.00 (+64.48%) Homeowner's exemption Disabled Person's exemption	$126,077 (+5.99%)	$242,153 (+4.51%) Land $54,879 Building $187,274
2023		$118,955 Land $118,955
2022	$1,129.00		$231,697 Land $49,579 Building $182,118

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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