10040 Wise Rd, Auburn, CA 95603 Property Records

Placer County property record for 10040 Wise Rd, Auburn, CA 95603

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,851 sqft · built 1975
Lot Size	3.4 acres (148,104 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Mar 2018)
Tax Bill	$7,423 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Aug 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`040-040-046-000`

Property Details

APN / Parcel Number

Primary APN	`040-040-046-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,851 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	148,104 sqft
Garage Area	976 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	10040 WISE RD
City	AUBURN
State	CA
Zip	95603-9723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAB100
Legal Description	3.4 A FR PAR A PMOR 5 16
Legal Subdivision	OPHIR TOWNSITE
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	1
Census Block	1015
Census Tract	20501

Owner

Source: Placer County assessment roll, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10040 WISE RD, AUBURN, CA 95603-9723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage CELEBRITY HOME LOANS LLC
Sep 10, 2021	Deed of Trust, Mortgage · Line of Credit GEORGIAS OWN CU
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARKSIDE LNDG
Mar 21, 2018	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Dec 21, 2017	Grant Deed, Transfer SERVICELINK TITLE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 21, 2018 · Amount on Record
Deed Sale	Mar 21, 2018 · Amount on Record
Prior Sale	Dec 21, 2017 · Amount on Record
Deed Document Number	201818871
Prior Transfer Date	Apr 17, 2006
Prior Transfer Doc	0000046430
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	10040 WISE RD, AUBURN, CA 95603-9723
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052256
Date	Jul 24, 2019
Instrument	2019-0052256

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	10040 WISE RD, AUBURN, CA 95603-9723
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10040 WISE RD, AUBURN, CA 95603-9723

Mortgage

Document Number	0000104097
Date	Aug 17, 2021
Instrument	2021-0104097

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	10040 WISE RD, AUBURN, CA 95603-9723
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10040 WISE RD, AUBURN, CA 95603-9723

Mortgage

Document Number	0000113968
Date	Sep 10, 2021
Instrument	2021-0113968

Lender

Name	GEORGIAS OWN CU
Type	Credit Union
Address	ATLANTA, GA 30303

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	10040 WISE RD, AUBURN, CA 95603-9723
Document Number	0000069249
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10040 WISE RD AUBURN CA 956039723, AUBURN, CA 95603-9723

Mortgage

Document Number	0000069249
Date	Jul 10, 2020
Instrument	69249

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Mar 21, 2018
Property Address	10040 WISE RD, AUBURN, CA 95603-9723
Document Number	0000018871
Map Reference	MAP70586 MB5 PG16
Instrument Date	Mar 16, 2018
Instrument	2018-0018871
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10040 WISE RD, AUBURN, CA 95603-9723

Mortgage

Document Number	0000018872
Date	Mar 21, 2018
Instrument	2018-0018872

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Mortgage

Document Number	0000018873
Date	Mar 21, 2018
Instrument	2018-0018873

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Dec 21, 2017
Property Address	10040 WISE RD, AUBURN, CA 95603-9723
Document Number	0000101831
Instrument Date	Dec 11, 2017
Instrument	101831
Transaction Type	Transfer
Record Updated	Jan 15, 2018
Title Company	SERVICELINK TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$484.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5124 OAK POINT WAY FAIR OAKS CA 956284914, FAIR OAKS, CA 95628-4914

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$737,032 (+2%) Land $330,763 Building $406,269
2025	$7,423.00 (+2.75%) Homeowner's exemption	$722,581 (+5.71%) Land $324,278 Building $398,303
2023	$7,224.00 (+0.87%) Homeowner's exemption	$683,525 Land $311,687 Building $371,838
2022	$7,162.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 57% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Radiate Holdings Fixed Wireless	1,000 / 250
Cal.net Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Succeed.Net, Verizon, Zeta Broadband.

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