Huron County property record for 10040 Whiterock Rd, Harbor Beach, MI 48441
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,035 sqft · built 1920 |
| Lot Size | 2.04 acres (88,862 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,885 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-129-056-00 |
| Primary APN | 25-129-056-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 2,035 sqft Building Perimeter |
| 1st Floor Area | 1,628 sqft |
| Basement Area | 956 sqft |
| Unfinished Basement | 956 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 88,862 sqft (2.04 acres) |
| Garage Area | 396 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 10040 WHITEROCK RD |
|---|---|
| City | HARBOR BEACH |
| State | MI |
| Zip | 48441-7822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 29, TOWN 15N, RANGE 16E. COM 48 RDS E SEC LINE BET SECS 29 & 30 ON A LINE COM AT STAKE IN VILLAGE OF WHITE ROCK SD LINE R |
| Legal Range | 16 |
| Legal Township | 15 |
| Legal Section | 29 |
| Legal Subdivision | VILLAGE OF WHITE ROCK |
| Jurisdiction | HURON MI |
| Township / Civil Division | SHERMAN |
| Census Block Group | 3 |
| Census Block | 3066 |
| Census Tract | 951200 |
10040 Whiterock Rd is owned and occupied by an individual.
Source: Huron County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10040 WHITEROCK RD, HARBOR BEACH, MI 48441-7822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 10040 Whiterock Rd was $1,885.
Source: Huron County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Huron County |
| County Subdivision | Sherman Township |
| Unified School District | Harbor Beach Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $118,000 (-2.24%) | $236,000 (-2.24%) | |
| 2025 | $1,885.00 Homeowner's exemption | $120,700 | $241,400 |
| 2023 | $1,620.00 | $92,700 | $185,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10040 Whiterock Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10040 Whiterock Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TEC Fiber Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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