10040 SW 138th St, Miami, FL 33176 Property Records

Miami-Dade County property record for 10040 SW 138th St, Miami, FL 33176

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,835 sqft · built 1971
Lot Size	0.398 acres (17,351 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,000 (Oct 2018)
Tax Bill	$15,272 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Nov 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`30-5020-015-0030`

Property Details

APN / Parcel Number

Primary APN	`30-5020-015-0030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,835 sqft Living Area
Gross Area	3,410 sqft
1st Floor Area	2,835 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2000
Exterior Material	Combination
Construction Type	Concrete Block
Lot Area	17,351 sqft (0.398 acres)
Lot Dimensions	142 ft deep x 122 ft wide
Garage Area	242 sqft
Porch	Porch
Porch Area	285 sqft
Patio Area	273 sqft

Location & Zoning

Street Address	10040 SW 138TH ST
City	MIAMI
State	FL
Zip	33176-6630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2100
Legal Description	JEWEL HOMES PB 87-57 LOT 3 BLK 1 LOT SIZE 122.000 X 142 OR 18979-1412 012000 1 COC 25665-0197 05 2007 4
Legal Range	40E
Legal Township	55S
Legal Section	20
Legal Subdivision	JEWEL HOMES
Legal Block	1
Legal Lot Number	3
Jurisdiction	DADE FL
Township / Civil Division	KENDALL-PALMETTO BAY
Census Block Group	2
Census Block	2029
Census Tract	8305

Owner

Source: Miami-Dade County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5975 SUNSET DR, 704, SOUTH MIAMI, FL 33143-5174
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC
Nov 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 16, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Sep 5, 2017	Deed of Trust, Mortgage · Line of Credit MERCANTIL BANK NA
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 2, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2018 · Amount on Record
Deed Sale	Oct 2, 2018 · Amount on Record
Prior Sale	Jan 28, 2010 · Amount on Record
Deed Document Number	2018599735
Deed Book / Page	31163 / 3476
Prior Transfer Date	May 9, 2007
Prior Transfer Doc	0000550896
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Recording Date	Apr 29, 2026
Property Address	10040 SW 138TH ST, MIAMI, FL 33176-6630
Document Number	0000289901
Book / Page	35278 / 1715
Instrument Date	Apr 17, 2026
Instrument	2026289901
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CITIZENS TITLE ONLINE, CITIZENS TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10040 SW 138TH ST, MIAMI, FL 33176-6630

Mortgage

Document Number	0000289901,
Date	Apr 29, 2026
Book Page	35278/1715
Instrument	2026289901

Lender

Name	CITIZENS BANK INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 22, 2051

Interest

Rate	6.22%
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	10040 SW 138TH ST, MIAMI, FL 33176-6630
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10040 SW 138TH ST, MIAMI, FL 33176-6630

Mortgage

Document Number	0000825632
Date	Nov 3, 2025
Book Page	35013/3796
Instrument	2025R0825632

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	96 Months
Due	Nov 1, 2033

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	10040 SW 138TH ST, MIAMI, FL 33176-6630
Transaction Type	Mortgage
Record Updated	Jan 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10040 SW 138TH ST, MIAMI, FL 33176-6630

Mortgage

Document Number	0000939729
Date	Dec 16, 2022
Book Page	33507/3143
Instrument	2022R0939729

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 6, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	10040 SW 138TH ST, MIAMI, FL 33176-6630
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000513336
Date	Sep 5, 2017
Book Page	30679/3242
Instrument	2017R0513336

Lender

Name	MERCANTIL BANK NA
Type	Bank
Address	MIAMI, FL 33134

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	10040 SW 138TH ST, MIAMI, FL 33176-6630
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000385671
Date	Jun 1, 2021
Book Page	32537/3096
Instrument	2021R0385671

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	May 1, 2036

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Oct 2, 2018
Property Address	10040 SW 138TH ST, MIAMI, FL 33176-6630
Document Number	0000599735
Book / Page	31163 / 3476
Map Reference	MB 87 PG 57
Instrument Date	Sep 27, 2018
Instrument	2018R0599735
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,390.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5975 SUNSET DR STE 704, 5975, SOUTH MIAMI, FL 33143-5174

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10040 SW 138TH ST, MIAMI, FL 33176-6630

Mortgage

Document Number	0000599738
Date	Oct 2, 2018
Instrument	2018R0599738

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of July 21, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,272.00 (+9.4%) Homeowner's exemption	$901,189 (+8.72%) Land $533,792 Building $367,397	$901,189 (+8.72%) Land $533,792 Building $367,397
2024	$13,960.00 (+12.2%)
2023	$12,442.00 (+19.39%)	$828,899 (+29.33%) Land $485,265 Building $343,634	$828,899 (+29.33%) Land $485,265 Building $343,634
2022	$10,421.00	$640,929 Land $307,334 Building $333,595	$640,929 Land $307,334 Building $333,595

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 237 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	237 in force
Nearby Flood Claims	19 (1981–2017)
Claims Outside the SFHA	5 of 19
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Katrina, Sep 2005 · 6 claims Hurricane Irene, Oct 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: SkyNet360, T-Mobile.

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