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10040 S Normal Ave, Chicago, IL 60628 Property Records

Cook County property record for 10040 S Normal Ave, Chicago, IL 60628

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 956 sqft · built 1957
Lot Size0.096 acres (4,166 sqft)
Owner2 Individual Names on Record
Last Sale$189,000 (Jul 2019)
Tax Bill$1,743 (2023)
Deeds & MortgagesSep 2021 Mortgage
Aug 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN25-09-313-046

Property Details

APN / Parcel Number

Primary APN25-09-313-046
Alternative APN
  • 25-09-313-046-0000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area956 sqft Living Area
1st Floor Area956 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area4,166 sqft (0.096 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address10040 S NORMAL AVE
CityCHICAGO
StateIL
Zip60628-1834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-2
Legal Description(EAST) (WASHINGTON) (HEIGHTS) SUB OF WH NW SW SEC 09-37-14
Legal Range14E
Legal Township37N
Legal Section09
Legal SubdivisionEAST WASHINGTON HEIGHTS
Legal Block30
Legal Lot Number17,18
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group2
Census Block2016
Census Tract730500

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10040 S NORMAL AVE, CHICAGO, IL 60628-1834
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Aug 12, 2020Deed of Trust, Mortgage · FHA Mortgage
MR COOPER
Jul 9, 2019Warranty Deed, Transfer · FHA Mortgage
BANK OF AMERICA
Jan 7, 2019Grant Deed, Transfer
ATTORNEY ONLY
Dec 19, 2018Tax Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 9, 2019 · Amount on Record
Deed SaleJul 9, 2019 · Amount on Record
Prior SaleJan 7, 2019 · Amount on Record
Deed Document Number201916010
Prior Transfer DateSep 20, 1996
Prior Transfer Doc0000000270
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address10040 S NORMAL AVE, CHICAGO, IL 60628-1834
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025307099
DateSep 10, 2021
Instrument2125307099
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051
Interest
Rate2.62%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address10040 S NORMAL AVE, CHICAGO, IL 60628-1834
Document Number2027921104
Instrument DateAug 12, 2020
Transaction TypeMortgage
Record UpdatedOct 23, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10040 S NORMAL AVE CHICAGO IL 606281834, CHICAGO, IL 60628-1834

Mortgage

Document Number2027921104
DateOct 5, 2020
Instrument27921104
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 4, 2050

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJul 9, 2019
Property Address10040 S NORMAL AVE, CHICAGO, IL 60628-1834
Document Number1919016010
Instrument DateJun 26, 2019
Instrument19016010
Transaction TypeTransfer
Record UpdatedJul 17, 2019
Title CompanyGREATER ILLINOIS TITLE COMPANY, GIT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$189.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4938 S LOOMIS BLVD CHICAGO IL 606095993, CHICAGO, IL 60609-5993

Mortgage

Document Number1919016011
DateJul 9, 2019
Instrument19016011
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 8, 2049
Interest
Rate3.37%

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCOOK IL
Recording DateJan 7, 2019
Property Address10040 S NORMAL AVE, CHICAGO, IL 60628-1834
Document Number1900734000
Instrument DateDec 27, 2018
Instrument734000
Transaction TypeTransfer
Record UpdatedJan 18, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$30.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16624 UNION AVE HARVEY IL 604266137, HARVEY, IL 60426-6137

December 2018: Tax Deed, Foreclosure

Document TypeTax Deed
JurisdictionCOOK IL
Recording DateDec 19, 2018
Property Address10040 S NORMAL AVE, CHICAGO, IL 60628-1834
Document Number1835334100
Instrument DateNov 6, 2018
Instrument35334100
Transaction TypeForeclosure
Record UpdatedDec 31, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address55 W MONROE ST #910 CHICAGO IL 606035138, 910, CHICAGO, IL 60603-5138

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$20,000 (+73.09%) Land $2,500 Building $17,500$200,000 (+73.09%) Land $25,000 Building $175,000
2023$1,743.00 (+3.87%)
2022$1,678.00 (-13.9%) Homeowner's exemption$11,555 (-11.11%) Land $2,291 Building $9,264$115,550 (-11.11%) Land $22,910 Building $92,640
2021$1,949.00 Homeowner's exemption$12,999 Land $2,291 Building $10,708$129,990 Land $22,910 Building $107,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 928 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable		1,500 / 50
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL in parts of the area		100 / 20

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