10040 NC Highway 55 W, Dover, NC 28526 Property Records

Craven County property record for 10040 NC Highway 55 W, Dover, NC 28526

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,634 sqft · built 1974
Lot Size	0.463 acres (20,174 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Dec 2022)
Tax Bill	$1,011 (2026)
Deeds & Mortgages	Dec 2022 Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-039-015`

Property Details

APN / Parcel Number

Primary APN	`3-039-015`
Alternative APNs	`114510` `87838`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,634 sqft Living Area
1st Floor Area	1,634 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,174 sqft (0.463 acres)
Storage Building	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	114510
Street Address	10040 NC HIGHWAY 55 W
City	DOVER
State	NC
Zip	28526-8920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOYNER
Legal Block	2257
Legal Lot Number	0760
Jurisdiction	CRAVEN NC
Township / Civil Division	3
Census Block Group	1
Census Block	1008
Census Tract	960302

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10040 NC HIGHWAY 55 W, DOVER, NC 28526-8920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 15, 2022	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2022 · Amount on Record
Deed Sale	Dec 15, 2022 · Amount on Record
Deed Document Number	202210106955
Deed Book / Page	3750 / 506
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	10040 NC HIGHWAY 55 W, DOVER, NC 28526-8920
Transaction Type	Mortgage
Record Updated	Dec 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003750/600
Date	Dec 15, 2022
Book Page	3750/600
Instrument	10106973

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Dec 15, 2022
Property Address	10040 NC HIGHWAY 55 W, DOVER, NC 28526-8920
Document Number	003750/506
Book / Page	3750 / 506
Instrument Date	Dec 15, 2022
Instrument	10106955
Transaction Type	Transfer
Record Updated	Dec 27, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3355 DOVER FORT BARNWELL RD, DOVER, NC 28526-9265

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10040 NC HIGHWAY 55 W, DOVER, NC 28526-8920

Mortgage

Document Number	0003750509
Date	Dec 15, 2022
Instrument	3750/509

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,011.00	$180,740 (-) Land $12,000 Building $168,740	$180,740 (-) Land $12,000 Building $168,740
2025	$1,011.00 (+3.06%)	$180,740 (-) Land $12,000 Building $168,740	$180,740 (-) Land $12,000 Building $168,740
2023	$981.00 (+58.23%)	$180,740 (+109.75%) Land $12,000 Building $168,740	$180,740 (+109.75%) Land $12,000 Building $168,740
2022	$620.00	$86,170 Land $12,000 Building $74,170
2018			$86,170 Land $12,000 Building $74,170

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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