10040 Moore Rd, Lakeland, FL 33809 Property Records

Polk County property record for 10040 Moore Rd, Lakeland, FL 33809

Property Summary

Property Type	Multi-Family Dwellings
Details	5,018 sqft · built 2007
Lot Size	9.68 acres (422,018 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (May 2026)
Tax Bill	$4,718 (2025)
Deeds & Mortgages	May 2026 Sale May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`24-26-32-000000-012020`

Property Details

APN / Parcel Number

Primary APN	`24-26-32-000000-012020`
Alternative APNs	`322624000000012020` `22624000`

Interior

Building Area	5,018 sqft Living Area
1st Floor Area	5,018 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Mobile Home
Lot Area	422,018 sqft
View / Lot	Agricultural
Garage Type	Carport
Carport	Carport
Lean-To	600 sqft
Total Buildings	4 Buildings

Location & Zoning

Street Address	10040 MOORE RD
City	LAKELAND
State	FL
Zip	33809-9604
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RC
Legal Description	S 306 FT OF N 1655 FT OF E1/2 OF SEC LESS W 1208.63 FT & E 40 FT FOR RD R/W
Legal Range	24E
Legal Township	26S
Legal Section	32
Legal Subdivision	ALAMEDA HEIGHTS
Legal Tract	000000
Legal Block	2
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2011
Census Tract	12307

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10040 MOORE RD, LAKELAND, FL 33809-9604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Affidavit, Transfer
May 26, 2026	Warranty Deed, Transfer · VA Mortgage NEIGHBORHOODLOANS INC
Mar 31, 2025	Deed of Distribution, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Deed Document Number	2026123344
Deed Book / Page	14009 / 2180
Record Updated	Oct 29, 2026

May 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	POLK FL
Recording Date	May 26, 2026
Property Address	10040 MOORE RD, LAKELAND, FL 33809-9604
Document Number	0000123342
Book / Page	14009 / 2178
Instrument Date	May 20, 2026
Instrument	2026123342
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10040 MOORE RD, LAKELAND, FL 33809-9604

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 26, 2026
Property Address	10040 MOORE RD, LAKELAND, FL 33809-9604
Document Number	0000123344
Book / Page	14009 / 2180
Instrument Date	May 14, 2026
Instrument	2026123344
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	SMART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$293,405.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10040 MOORE RD, LAKELAND, FL 33809-9604

Mortgage

Document Number	0000123345,
Date	May 26, 2026
Instrument	2026123345

Lender

Name	NEIGHBORHOODLOANS INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

March 2025: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	POLK FL
Recording Date	Mar 31, 2025
Property Address	10040 MOORE RD, LAKELAND, FL 33809-9604
Document Number	0000071584
Book / Page	13486 / 1772
Instrument Date	Mar 24, 2025
Instrument	2025071584
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10040 MOORE RD, LAKELAND, FL 33809-9604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10040 MOORE RD, LAKELAND, FL 33809-9604

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$368,921 (+1.1%) Land $123,871 Building $245,050	$368,921 (+1.1%) Land $123,871 Building $245,050
2025	$4,718.00 (+62.86%)	$364,921 (+131.57%) Land $123,871 Building $241,050	$364,921 (-10.11%) Land $123,871 Building $241,050
2024	$2,897.00 (+20.11%)
2023	$2,412.00 (+8.75%) Homeowner's exemption	$157,589 (+11.37%)	$405,968 (+17.61%) Land $120,382 Building $285,586
2022	$2,218.00 Homeowner's exemption	$141,499	$345,195 Land $95,568 Building $249,627

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	13 (2004–2024)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 79% of Florida
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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