Clare County property record for 10040 Florence St, Lake, MI 48632
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 480 sqft · built 1940 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $668 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-540-038-00 |
| Primary APN | 013-540-038-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 480 sqft Building Perimeter |
| 1st Floor Area | 480 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Heating System | Space Heater |
|---|
| Street Address | 10040 FLORENCE ST |
|---|---|
| City | LAKE |
| State | MI |
| Zip | 48632-9561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T17N R6W SEC 30 10040 FLORENCE AVE LOT 38 WEST BEACH AT EIGHT POINT LAKE. |
| Legal Range | 06W |
| Legal Township | 17N |
| Legal Section | 30 |
| Legal Subdivision | WEST BEACH AT EIGHT POINT LAKE |
| Legal Lot Number | 38 |
| Jurisdiction | CLARE MI |
| Township / Civil Division | GARFIELD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 500 |
Source: Clare County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 539 PACIFIC AVE, LANSING, MI 48910-3365 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Clare County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Clare County |
| County Subdivision | Garfield Township |
| Unified School District | Farwell Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $30,800 (+15.36%) Land $2,600 Building $28,200 | $61,600 (+15.36%) Land $5,200 Building $56,400 | |
| 2025 | $668.00 | $26,700 Land $2,600 Building $24,100 | $53,400 Land $5,200 Building $48,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Point Broadband, Verizon.
5G (outdoors only) and 4G LTE
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