10040 Central Rd, Apple Valley, CA 92308 Property Records

San Bernardino County property record for 10040 Central Rd, Apple Valley, CA 92308

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,692 sqft · built 2002
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Mar 2010)
Tax Bill	$1,895 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2020 Mortgage
Flood Zone	Zone D (undetermined)
APN	`0438-201-22-0000`

Property Details

APN / Parcel Number

Primary APN	`0438-201-22-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,692 sqft Living Area
Gross Area	2,220 sqft
1st Floor Area	1,692 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	54,450 sqft
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	10040 CENTRAL RD
City	APPLE VALLEY
State	CA
Zip	92308-8501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	E 1/2 N 1/2 S 1/2 NE 1/4 NE 1/4 SE 1/4 SEC 15 TP 4N R 3W EX MNL RTS AS RESERVED BY USA 1.25 AC
Legal Range	3W
Legal Township	WP
Legal Section	15
Legal Block	3
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	3
Census Block	3035
Census Tract	9708

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10040 CENTRAL RD, APPLE VALLEY, CA 92308-8501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 19, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2010 · Amount on Record
Deed Sale	Mar 26, 2010 · Amount on Record
Prior Sale	Jan 4, 2008 · Amount on Record
Deed Document Number	2010118499
Last Transfer Date	Jun 18, 2020
Transfer Doc	0000204215
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10040 CENTRAL RD, APPLE VALLEY, CA 92308-8501
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	USA NATIONAL TITLE COMPANY, USA NATIONAL TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10040 CENTRAL RD, APPLE VALLEY, CA 92308-8501

Mortgage

Document Number	0000133658
Date	Mar 24, 2021
Instrument	2021-0133658

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	172 Months
Due	Jul 1, 2035

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 19, 2020
Property Address	10040 CENTRAL RD, APPLE VALLEY, CA 92308-8501
Document Number	0000204215
Instrument Date	Jun 18, 2020
Instrument	2020-0204215
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	USA NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10040 CENTRAL RD, APPLE VALLEY, CA 92308-8501

Mortgage

Document Number	0000204216
Date	Jun 19, 2020
Instrument	2020-0204216

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$144,830 (+2%) Land $36,207 Building $108,623
2025	$1,895.00 (+3.55%)	$141,990 (+4.04%) Land $35,497 Building $106,493
2023	$1,830.00 (+2.52%)	$136,477 Land $34,119 Building $102,358
2022	$1,785.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARIANA RANCHOS CWD serves 1,502 people · EPA ID CA3610030
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
WISPRENN Fixed Wireless	75 / 10

May also be available: AT&T, Frontier, Verizon.

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