1004 Wood St, Fulton, MO 65251 Property Records

Callaway County property record for 1004 Wood St, Fulton, MO 65251

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,714 sqft · built 1920
Lot Size	0.405 acres (17,685 sqft)
Owner	Individual Name on File
Tax Bill	$1,897 (2025)
Deeds & Mortgages	Mar 2022 Refinance Feb 2009 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-02.0-09.0-40-014-005.000`

Property Details

APN / Parcel Number

Primary APN	`13-02.0-09.0-40-014-005.000`
Alternative APN	`1302009040014000000`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,714 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft

Exterior

Year Built	Built 1920
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Asphalt
Lot Area	17,685 sqft (0.405 acres)
Garage Type	Detached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	1302009040014005000
Street Address	1004 WOOD ST
City	FULTON
State	MO
Zip	65251-2234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 OF SW SE
Jurisdiction	CALLAWAY MO
Township / Civil Division	EAST FULTON
Census Block Group	2
Census Block	2020
Census Tract	70301

Owner

1004 Wood St is owned and occupied by an individual who acquired it in March 2023.

Source: Callaway County records, as of January 14, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1004 WOOD ST, FULTON, MO 65251-2234
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CALLAWAY BANK
Feb 13, 2009	Deed of Trust, Mortgage · Conventional Mortgage BANK STAR ONE
Sep 26, 2008	Deed of Trust, Mortgage · Conventional Mortgage BANK STAR ONE DR 10
Sep 28, 2009	Deed of Trust, Mortgage · Conventional Mortgage BANK STAR ONE
Mar 24, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage VETERANS UNITED HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2023
Deed Sale	Mar 24, 2023
Deed Document Number	0000505946
Deed Book / Page	505 / 946
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	1004 WOOD ST, FULTON, MO 65251-2234
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000498/310
Date	Mar 7, 2022
Book Page	498/310
Instrument	202201358

Lender

Name	CALLAWAY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	1004 WOOD ST, FULTON, MO 65251-2234
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D0223/0727
Date	Feb 13, 2009
Book Page	D0223/0727
Instrument	901034

Lender

Name	BANK STAR ONE
Address	SCOTTSDALE, AZ 85261

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	1004 WOOD ST, FULTON, MO 65251-2234
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D0222/0913
Date	Sep 26, 2008
Book Page	D0222/0913
Instrument	806196

Lender

Name	BANK STAR ONE DR 10
Address	FULTON, MO 65251

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	1004 WOOD ST, FULTON, MO 65251-2234
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D0225/0433
Date	Sep 28, 2009
Book Page	D0225/0433
Instrument	907139

Lender

Name	BANK STAR ONE
Address	LAKE OZARK, MO 65049

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2039

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Mar 24, 2023
Property Address	1004 WOOD ST, FULTON, MO 65251-2234
Document Number	000505/946
Book / Page	505 / 946
Instrument Date	Mar 24, 2023
Instrument	202301387
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 WOOD ST, FULTON, MO 65251-2234

Mortgage

Document Number	0202301388
Date	Mar 24, 2023
Instrument	202301388

Lender

Name	VETERANS UNITED HOME LOANS
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1004 Wood St was $1,897, down 0.1% from the year before.

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Fulton City
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,897.00 (-0.11%)	$30,703 (-)	$161,590 (-)
2024	$1,899.00 (+0.48%)	$30,703 (-)	$161,590 (-)
2023	$1,890.00 (+94.85%)	$30,703 (+94.78%)	$161,590
2022	$970.00	$15,763 Land $2,383 Building $13,380
2021			$82,960 Land $12,540 Building $70,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1004 Wood St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Aug 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1004 Wood St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON PWS serves 12,600 people · EPA ID MO3010296
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Callabyte, Verizon.

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