1004 Wisconsin Ave, Libby, MT 59923 Property Records

Lincoln County property record for 1004 Wisconsin Ave, Libby, MT 59923

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,427 sqft · built 1922
Lot Size	0.271 acres (11,805 sqft)
Owner	2 Individual Names on Record
Last Sale	$152,617 (Jul 2022)
Tax Bill	$1,459 (2026)
Deeds & Mortgages	May 2023 Line of Credit Jul 2022 Mortgage + 1 more
APN	`R565296`

Property Details

APN / Parcel Number

Primary APN	`R565296`
Alternative APNs	`56-4175-03-3-12-02-0000` `0000004749`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,427 sqft Living Area
1st Floor Area	965 sqft
Attic	Attic
Attic Area	462 sqft
Basement Area	840 sqft
Finished Basement	840 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	11,805 sqft (0.271 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	414 sqft
Deck Area	35 sqft
Shed	1 Shed
Shed Area	80 sqft
Pole Barn	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000004749
Street Address	1004 WISCONSIN AVE
City	LIBBY
State	MT
Zip	59923-2344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JENNISON ADD, S03, T30 N, R31 W, BLOCK 6, LOTS 1 & 2A, CS 5167
Legal Range	31W
Legal Township	30N
Legal Section	03
Legal Subdivision	JENNISON ADD
Legal Block	6
Legal Lot Number	1
Jurisdiction	LINCOLN MT
Township / Civil Division	LIBBY
Census Block Group	2
Census Block	2103
Census Tract	200

Owner

Source: Lincoln County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1004 WISCONSIN AVE, LIBBY, MT 59923-2344
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Deed of Trust, Mortgage · Line of Credit MOUNTAIN WEST FCU
Jul 12, 2022	Warranty Deed, Transfer · Conventional Mortgage CITADEL SERVICING CORPORATION
Jul 11, 2022	Warranty Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2022 · Amount on Record
Deed Sale	Jul 12, 2022 · Amount on Record
Deed Document Number	2022301714
Deed Book / Page	397 / 764
Last Transfer Date	Aug 25, 2025
Transfer Doc	0000317269
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	1004 WISCONSIN AVE, LIBBY, MT 59923-2344
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000401/423
Date	May 8, 2023
Book Page	401/423
Instrument	305686

Lender

Name	MOUNTAIN WEST FCU
Type	Credit Union
Address	LIBBY, MT 59923

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Jul 12, 2022
Property Address	1004 WISCONSIN AVE, LIBBY, MT 59923-2344
Document Number	000397/764
Book / Page	397 / 764
Instrument Date	Jul 11, 2022
Instrument	301714
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	KOOTENAI COUNTY TITLE, KOOTENAI COUNTRY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 W POPLAR ST, 210, LIBBY, MT 59923-2641

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1004 WISCONSIN AVE, LIBBY, MT 59923-2344

Mortgage

Document Number	0000301715
Date	Jul 12, 2022
Instrument	301715

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Jul 11, 2022
Property Address	1004 WISCONSIN AVE, LIBBY, MT 59923-2344
Document Number	000397/756
Book / Page	397 / 756
Instrument Date	Jul 11, 2022
Instrument	301705
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	580 SILVER BUTTE RD, 580, LIBBY, MT 59923-9690

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 51, WESTBY, MT 59275-0051
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Municipality	Libby City
Unified School District	Libby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,459.00 (-23.17%)	$348,000 (+51.83%)
2025			$348,000 (+51.83%) Land $53,039 Building $294,961
2023	$1,899.00	$229,200	$229,200 Land $25,200 Building $204,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1989–1990)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Nov 1990 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LIBBY serves 4,892 people · EPA ID MT0000274
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2025 Treatment failure resolved · Mar 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Western Montana CommunityTel Cable	1,000 / 50

May also be available: Verizon.

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