Benzie County property record for 1004 Watervale Rd, Arcadia, MI 49613
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,754 sqft |
| Lot Size | 1.17 acres (51,001 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $5,395 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-001-260-10 |
| Primary APN | 03-001-260-10 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,754 sqft Building Perimeter |
| 1st Floor Area | 1,754 sqft |
| Basement Area | 1,694 sqft |
| Unfinished Basement | 1,694 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Resistance | Fireproof Steel Frame |
|---|---|
| Lot Area | 51,001 sqft (1.17 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1004 WATERVALE RD |
|---|---|
| City | ARCADIA |
| State | MI |
| Zip | 49613-9624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG ON LN COMMON TO SEC 22 AND 23 WHICH IS 2454.61 FT S OF THE NE COR OF SEC 22 TH N 86 DEG 51'36E 31.72 FT TH N 07 DEG 35'36 |
| Legal Lot Number | 1,3 |
| Jurisdiction | BENZIE MI |
| Township / Civil Division | BLAINE |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 500 |
1004 Watervale Rd is owner-occupied and held in a trust.
Source: Benzie County records, as of July 10, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1244 WATERVALE RD, ARCADIA, MI 49613-9641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 1004 Watervale Rd was $5,395 with a homeowner's exemption.
Source: Benzie County assessment roll, as of July 10, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Benzie County |
| County Subdivision | Blaine Township |
| Unified School District | Frankfort-Elberta Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $494,900 | ||
| 2025 | $5,395.00 | $989,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1004 Watervale Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1004 Watervale Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Eclipse Communications Fixed Wireless | 50 / 50 |
5G (outdoors only) and 4G LTE
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