Oneida County and Rome City property record for 1004 W Thomas St, Rome, NY 13440
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 924 sqft · built 1951 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Aug 2025) |
| Tax Bill | $2,199 (2026) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Mar 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 301301 223.014-2-75 |
| Primary APN | 301301 223.014-2-75 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 924 sqft Living Area |
| 1st Floor Area | 924 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Width | 65 ft Width |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Patio Area | 36 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 40180 05 |
|---|---|
| Street Address | 1004 W THOMAS ST |
| City | ROME |
| State | NY |
| Zip | 13440-2542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-5 |
| Legal Description | HL 65X110 |
| Legal Block | 2 |
| Legal Lot Number | 75.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | ROME |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 22100 |
1004 W Thomas St is owned by an individual who bought it in August 2025.
Source: Oneida County and Rome City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 715 TURIN ST, ROME, NY 13440-2348 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2025 | Warranty Deed, Transfer · Stand-Alone First Mortgage ROYAL UNITED MORTGAGE LLC |
| Mar 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICU CU |
| May 16, 2018 | Grant Deed, Transfer |
| Jan 4, 2018 | Trustee's Deed, Foreclosure CLOSING USA LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2025 · Amount on File |
| Deed Sale | Aug 27, 2025 · Amount on File |
| Prior Sale | May 16, 2018 · Amount on File |
| Deed Document Number | 202510646 |
| Prior Transfer Date | Oct 25, 2017 |
| Prior Transfer Doc | 0000000140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Aug 27, 2025 |
| Property Address | 1004 W THOMAS ST, ROME, NY 13440-2542 |
| Document Number | 0000010646 |
| Instrument Date | Aug 18, 2025 |
| Instrument | 2025-010646 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 715 TURIN ST, ROME, NY 13440-2348 |
| Document Number | 0000010647 |
|---|---|
| Date | Aug 27, 2025 |
| Instrument | 2025-010647 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 1004 W THOMAS ST, ROME, NY 13440-2542 |
| Document Number | 0000003078 |
| Instrument Date | Mar 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1004 W THOMAS ST ROME NY 134402542, ROME, NY 13440-2542 |
| Document Number | 0000003078 |
|---|---|
| Date | Mar 12, 2019 |
| Instrument | 3078 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Address | ROME, NY 13440 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 11, 2029 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | May 16, 2018 |
| Property Address | 1004 W THOMAS ST, ROME, NY 13440-2542 |
| Document Number | 0000006479 |
| Instrument Date | Apr 25, 2018 |
| Instrument | 6479 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $170.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3294 STATE ROUTE 13 PULASKI NY 131422419, PULASKI, NY 13142-2419 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Jan 4, 2018 |
| Property Address | 1004 W THOMAS ST, ROME, NY 13440-2542 |
| Document Number | 0000000140 |
| Instrument Date | Oct 25, 2017 |
| Instrument | 140 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 11, 2018 |
| Title Company | CLOSING USA LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $186.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203 |
The 2026 property tax bill for 1004 W Thomas St was $2,199.
Source: Oneida County and Rome City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Rome City |
| Unified School District | Rome City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,199.00 | ||
| 2025 | $46,800 (-) Land $8,000 Building $38,800 | $110,118 (+6.75%) Land $18,824 Building $91,294 | |
| 2024 | $46,800 (-) Land $8,000 Building $38,800 | $103,152 (+0.02%) Land $17,633 Building $85,519 | |
| 2023 | $46,800 (-) Land $8,000 Building $38,800 | $103,129 (+17.92%) Land $17,629 Building $85,500 | |
| 2022 | $3,641.00 | $46,800 Land $8,000 Building $38,800 | $87,460 Land $14,950 Building $72,510 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1004 W Thomas St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Apr 1993 · alluvial fan flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1004 W Thomas St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROME CITY serves 31,795 people · EPA ID NY3202405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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