Hennepin County property record for 1004 Vera St N, Champlin, MN 55316
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.25 ba · 2,080 sqft · built 2015 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $431,620 (Oct 2015) |
| Tax Bill | $6,323 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-120-22-43-0094 |
| Primary APN | 24-120-22-43-0094 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,080 sqft Living Area |
| Gross Area | 4,001 sqft |
| 1st Floor Area | 1,040 sqft |
| 2nd Floor Area | 1,040 sqft |
| Basement Area | 832 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Colonial |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Depth | 134 ft Depth |
| Garage Type | Attached |
| Garage Area | 864 sqft |
| Porch | Screened Porch |
| Porch Area | 120 sqft |
| Deck Area | 162 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Space Heater |
| Street Address | 1004 VERA ST N |
|---|---|
| City | CHAMPLIN |
| State | MN |
| Zip | 55316-1528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 018 BLOCK 002 A THE CEDARS OF ELM CREEK E95X134X92X134 |
| Legal Range | 22 |
| Legal Township | 120 |
| Legal Section | 24 |
| Legal Quarter | 43 |
| Legal Subdivision | THE CEDARS OF ELM CREEK |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | CHAMPLIN |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 26903 |
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1004 VERA ST N, CHAMPLIN, MN 55316-1528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2015 · Amount on Record |
| Deed Sale | Oct 1, 2015 · Amount on Record |
| Prior Sale | Jun 4, 2015 · Amount on Record |
| Deed Document Number | 201510244404 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 1004 VERA ST N, CHAMPLIN, MN 55316-1528 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0A10806119 |
|---|---|
| Date | Jul 1, 2020 |
| Instrument | A10806119 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Champlin City |
| Unified School District | Anoka-Hennepin Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,323.00 (+15.59%) | $512,800 (+6.17%) Land $90,000 Building $422,800 | $512,800 (+6.17%) Land $90,000 Building $422,800 |
| 2023 | $5,470.00 Homeowner's exemption | ||
| 2022 | $483,000 Land $91,000 Building $392,000 | $483,000 Land $91,000 Building $392,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Champlin serves 23,919 people · EPA ID MN1270006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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