1004 Vale View Dr, Vista, CA 92081 Property Records

San Diego County property record for 1004 Vale View Dr, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,616 sqft · built 2005
Lot Size	0.282 acres (12,305 sqft)
Owner	2 Trust Names on File
Last Sale	$1,375,000 (May 2025)
Tax Bill	$12,262 (2025)
Deeds & Mortgages	Apr 2026 Transfer Feb 2026 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`179-151-54-00`

Property Details

APN / Parcel Number

Primary APN	`179-151-54-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,616 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	12,305 sqft (0.282 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1004 VALE VIEW DR
City	VISTA
State	CA
Zip	92081-6730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PAR B TR PM19187
Legal Subdivision	CITY OF VISTA
Legal Tract	1019187
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1004
Census Tract	19702

Owner

1004 Vale View Dr is owner-occupied and held in a trust since May 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1004 VALE VIEW DR, VISTA, CA 92081-6730
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 11, 2026	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Dec 21, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage CELEBRITY HOME LOANS LLC
Nov 10, 2020	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Sep 19, 2018	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU
Feb 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 23, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2025 · Amount on File
Deed Sale	May 9, 2025 · Amount on File
Prior Sale	Jun 21, 2005 · Amount on File
Deed Document Number	2025123414
Prior Transfer Date	Feb 18, 2020
Prior Transfer Doc	0000086815
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 6, 2026
Property Address	1004 VALE VIEW DR, VISTA, CA 92081-6730
Document Number	0000093628
Instrument Date	Mar 27, 2026
Instrument	202693628
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1004 VALE VIEW DR, VISTA, CA 92081-6730

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1004 VALE VIEW DR, VISTA, CA 92081-6730
Transaction Type	Mortgage
Record Updated	Feb 19, 2026
Title Company	PRIORITY TITLE COMPANY, PRIORITY WEST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 VALE VIEW DR, VISTA, CA 92081-6730

Mortgage

Document Number	0000037983
Date	Feb 11, 2026
Instrument	2026-0037983

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1004 VALE VIEW DR, VISTA, CA 92081-6730
Transaction Type	Mortgage
Record Updated	Dec 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 VALE VIEW DR, VISTA, CA 92081-6730

Mortgage

Document Number	0000475613
Date	Dec 21, 2022
Instrument	2022-0475613

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Dec 27, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1004 VALE VIEW DR, VISTA, CA 92081-6730
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	PREMIUM TITLE INC, PREMIUM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 VALE VIEW DR, VISTA, CA 92081-6730

Mortgage

Document Number	0000706723
Date	Oct 11, 2021
Instrument	2021-0706723

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2036

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1004 VALE VIEW DR, VISTA, CA 92081-6730
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 VALE VIEW DR, VISTA, CA 92081-6730

Mortgage

Document Number	0000702140
Date	Nov 10, 2020
Instrument	2020-0702140

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Nov 30, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1004 VALE VIEW DR, VISTA, CA 92081-6730
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000391601
Date	Sep 19, 2018
Instrument	2018-0391601

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1004 VALE VIEW DR, VISTA, CA 92081-6730
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000702139
Date	Nov 10, 2020
Instrument	2020-0702139

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	7.87%
Max Rate At Change	2%
Index	LIBOR
Max Rate	7.87%

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 20, 2020
Property Address	1004 VALE VIEW DR, VISTA, CA 92081-6730
Document Number	0000086815
Instrument Date	Feb 18, 2020
Instrument	86815
Transaction Type	Transfer
Record Updated	Mar 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1004 VALE VIEW DR VISTA CA 920816730, VISTA, CA 92081-6730

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 23, 2018
Property Address	1004 VALE VIEW DR, VISTA, CA 92081-6730
Document Number	0000441513
Instrument Date	Oct 16, 2018
Instrument	441513
Transaction Type	Transfer
Record Updated	Oct 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1006 VALE VIEW DR VISTA CA 920816730, VISTA, CA 92081-6730

Tax Assessment & Valuation

The 2025 property tax bill for 1004 Vale View Dr was $12,262, up 5.7% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$655,519 (-35.87%) Land $324,482 Building $331,037
2025	$12,262.00 (+5.67%)	$1,022,209 Land $505,627 Building $516,582
2024	$11,604.00 (+2.31%)
2023	$11,342.00 (+0.24%) Homeowner's exemption	$982,517 Land $485,994 Building $496,523
2022	$11,315.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1004 Vale View Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1004 Vale View Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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