1004 Utah Ave, Libby, MT 59923 Property Records

Lincoln County property record for 1004 Utah Ave, Libby, MT 59923

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,802 sqft · built 1930
Lot Size	0.394 acres (17,163 sqft)
Owner	Individual Name on Record
Last Sale	$35,500 (Nov 2017)
Tax Bill	$1,707 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2020 Line of Credit + 1 more
APN	`R565209`

Property Details

APN / Parcel Number

Primary APN	`R565209`
Alternative APNs	`56-4175-03-3-09-05-0000` `0000004674`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,802 sqft Living Area
1st Floor Area	1,155 sqft
Attic	Attic
Attic Area	647 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	17,163 sqft (0.394 acres)
Garage Type	Detached
Garage Area	740 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	68 sqft
Deck Area	48 sqft
Shed	1 Shed
Shed Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000004674
Street Address	1004 UTAH AVE
City	LIBBY
State	MT
Zip	59923-2122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAUST ADD (LIBBY), S03, T30 N, R31 W, BLOCK 019, LOT 027 - 31, 4674
Legal Range	31W
Legal Township	30N
Legal Section	03
Legal Subdivision	FAUST ADD
Legal Block	19
Legal Lot Number	27-31
Jurisdiction	LINCOLN MT
Township / Civil Division	LIBBY
Census Block Group	3
Census Block	3033
Census Tract	200

Owner

Source: Lincoln County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1004 UTAH AVE, LIBBY, MT 59923-2122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Feb 3, 2020	Deed of Trust, Mortgage · Line of Credit FIRST MONTANA BANK INC
Nov 17, 2017	Intrafamily Transfer, Transfer · Seller Carry-Back CHARLES ONEIL BERGET ETAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2017 · Amount on Record
Deed Sale	Nov 17, 2017 · Amount on Record
Prior Sale	Mar 18, 2009 · Amount on Record
Deed Document Number	2017271620
Deed Book / Page	370 / 126
Prior Transfer Date	Dec 31, 2012
Prior Transfer Doc	000345/842
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	1004 UTAH AVE, LIBBY, MT 59923-2122
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE - LIBBY, FIRST AMERICAN TITLE LIBBY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000392/680
Date	Sep 29, 2021
Book Page	392/680
Instrument	296292

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	1004 UTAH AVE, LIBBY, MT 59923-2122
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000381/028
Date	Feb 3, 2020
Book Page	381/028
Instrument	283924

Lender

Name	FIRST MONTANA BANK INC
Type	Bank
Address	LIBBY, MT 59923

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MT
Recording Date	Nov 17, 2017
Property Address	1004 UTAH AVE, LIBBY, MT 59923-2122
Document Number	000370/126
Book / Page	370 / 126
Instrument Date	Nov 17, 2017
Instrument	271620
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	LINN COUNTY TITLE, LINCOLN COUNTY TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 UTAH AVE, LIBBY, MT 59923-2122

Mortgage

Document Number	0000271621
Date	Nov 17, 2017
Instrument	271621

Lender

Name	CHARLES ONEIL BERGET ETAL
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	181 Months
Due	Dec 15, 2032

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Municipality	Libby City
Unified School District	Libby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,707.00 (+13.72%)	$402,000 (-)
2025	$1,501.00 (-37.92%)	$402,000 (+37.77%)	$402,000 (+37.77%) Land $57,584 Building $344,416
2023	$2,418.00	$291,800	$291,800 Land $30,937 Building $260,863

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1996 · Severe Storms, Flooding, And Ice Jams

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LIBBY serves 4,892 people · EPA ID MT0000274
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2025 Treatment failure resolved · Mar 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Western Montana CommunityTel Cable	1,000 / 50

May also be available: Verizon.

Nearby Properties on Utah Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures