1004 Sumter St, Leesburg, FL 34748 Property Records

Lake County property record for 1004 Sumter St, Leesburg, FL 34748

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,560 sqft · built 1954
Lot Size	0.283 acres (12,325 sqft)
Owner	Individual Name on File
Last Sale	$128,000 (Aug 2017)
Tax Bill	$2,801 (2024)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-19-24-1700-028-01700`

Property Details

APN / Parcel Number

Primary APN	`26-19-24-1700-028-01700`
Alternative APNs	`241926170002801700` `1654017`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Units	2 Units
Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	1,816 sqft
1st Floor Area	1,560 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2016
Architectural Style	Duplex Single
Exterior Material	Concrete Block
Construction Type	Frame
Roof Material	Asphalt
Lot Area	12,325 sqft (0.283 acres)
Lot Dimensions	137 ft deep x 90 ft wide
Porch	Enclosed/Finished Porch
Porch Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1654017
Street Address	1004 SUMTER ST
City	LEESBURG
State	FL
Zip	34748-6337
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	LEESBURG KNOTTS ADD LOT 17 W 1/2 OF LOT 18 BLK 28--LESS ANY PART LYING WITHIN E 30.02 FT OF LOT 18--PB 2 PG 19 ORB 4988 PG 1935
Legal Range	24E
Legal Township	19S
Legal Section	26
Legal Subdivision	LEESBURG KNOTTS ADD
Legal Tract	1700
Legal Block	28
Legal Lot Number	17
Jurisdiction	LAKE FL
Township / Civil Division	LEESBURG
Census Block Group	1
Census Block	1001
Census Tract	30701

Owner

1004 Sumter St, a duplex, is owned by an individual who bought it in August 2017.

Source: Lake County records, as of November 26, 2025

Owner of Record	Individual Name on File
Mailing Address	644 W SEMINOLE AVE, EUSTIS, FL 32726-6269
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2017 · Amount on File
Deed Sale	Aug 17, 2017 · Amount on File
Prior Sale	Mar 3, 2015 · Amount on File
Deed Document Number	201789422
Deed Book / Page	4988 / 1935
Prior Transfer Date	May 6, 2005
Prior Transfer Doc	0028391363
Record Updated	Jun 8, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 17, 2017
Property Address	1004 SUMTER ST, LEESBURG, FL 34748-6337
Document Number	0049881935
Book / Page	4988 / 1935
Map Reference	MB 2 PG 19
Instrument Date	Aug 11, 2017
Instrument	2017089422
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$896.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25140 BRASSIE DR, 25140, SORRENTO, FL 32776-9031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 W SEMINOLE AVE, EUSTIS, FL 32726-6269

Mortgage

Document Number	2017089423
Date	Aug 17, 2017
Instrument	2017089423

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Leesburg City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,104 (-) Land $55,601 Building $134,503	$190,104 (-) Land $55,601 Building $134,503
2025		$190,104 Land $55,601 Building $134,503	$190,104 Land $55,601 Building $134,503
2024	$2,801.00 (+13.49%)
2023	$2,468.00 (+16.86%)	$157,413 (+25.92%)	$157,413 (+25.92%) Land $27,801 Building $129,612
2022	$2,112.00	$125,010	$125,010 Land $27,801 Building $97,209

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1004 Sumter St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	3 (2004–2017)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1004 Sumter St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LEESBURG serves 46,921 people · EPA ID FL3350745
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20