1004 Stratford Dr, Champaign, IL 61821 Property Records

Champaign County property record for 1004 Stratford Dr, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 981 sqft · built 1963
Lot Size	0.155 acres (6,734 sqft)
Owner	Individual Name on Record
Last Sale	$157,500 (Nov 2022)
Tax Bill	$4,209 (2024)
Deeds & Mortgages	Sep 2024 Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-20-15-304-001`

Property Details

APN / Parcel Number

Primary APN	`44-20-15-304-001`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	981 sqft Building Perimeter
1st Floor Area	981 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Split Level
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,734 sqft (0.155 acres)
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1004 STRATFORD DR
City	CHAMPAIGN
State	IL
Zip	61821-4638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 501 WELLERS HOLIDAY PARK 5TH SEC.
Legal Range	08E
Legal Township	19N
Legal Section	15
Legal Subdivision	WELLERS HOLIDAY PARK 5TH SEC.
Legal Lot Number	501
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	4
Census Block	4006
Census Tract	1201

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23140 SUSSEX ST, OAK PARK, MI 48237-2494
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 1, 2022	Warranty Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2022 · Amount on Record
Deed Sale	Nov 1, 2022 · Amount on Record
Prior Sale	May 24, 2006 · Amount on Record
Deed Document Number	202219610
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1004 STRATFORD DR, CHAMPAIGN, IL 61821-4638
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 STRATFORD DR, CHAMPAIGN, IL 61821-4638

Mortgage

Document Number	0000013473
Date	Sep 9, 2024
Instrument	2024R13473

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Sep 1, 2052

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 1, 2022
Property Address	1004 STRATFORD DR, CHAMPAIGN, IL 61821-4638
Document Number	0000019610
Map Reference	MB N PG 103
Instrument Date	Oct 28, 2022
Instrument	2022R19610
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23140 SUSSEX ST, OAK PARK, MI 48237-2494

Mortgage

Document Number	0000019611
Date	Nov 1, 2022
Instrument	2022R19611

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.12%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,890 (+33.53%) Land $11,060 Building $49,830	$182,670 (+33.53%) Land $33,180 Building $149,490
2024	$4,209.00 (+15.6%)
2022	$3,641.00 Homeowner's exemption	$45,600 Land $8,280 Building $37,320	$136,800 Land $24,840 Building $111,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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