Richland County property record for 1004 Steeple Ridge Rd, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 5,642 sqft · built 1998 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | Individual Name on File |
| Last Sale | $626,500 (Nov 2005) |
| Tax Bill | $5,469 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Apr 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 05302-04-03 |
| Primary APN | 05302-04-03 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,642 sqft Heated Area |
| Gross Area | 7,961 sqft |
| 1st Floor Area | 1,440 sqft |
| Attic | Attic |
| Attic Area | 228 sqft |
| Basement Area | 2,880 sqft |
| Finished Basement | 1,440 sqft |
| Unfinished Basement | 1,440 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Intercom | Intercom |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 45,738 sqft (1.05 acres) |
| Garage Area | 819 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 1,040 sqft |
| Patio Area | 640 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01464310 |
|---|---|
| Street Address | 1004 STEEPLE RIDGE RD |
| City | IRMO |
| State | SC |
| Zip | 29063-8041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-LD |
| Legal Description | LOT 20 130.1X251.8X68.3X165.9X281.3 #SU ASCOT ESTATES #PR 55-8906 132-526 56-6020 |
| Legal Subdivision | ASCOT ESTATES |
| Legal Lot Number | 20,130 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 10308 |
1004 Steeple Ridge Rd is owned and occupied by an individual who acquired it in April 2017.
Source: Richland County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1004 STEEPLE RIDGE RD, IRMO, SC 29063-8041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Apr 11, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2005 · Amount on File |
| Deed Sale | Nov 2, 2005 · Amount on File |
| Prior Sale | Nov 2, 2005 · Amount on File |
| Deed Document Number | 200590187 |
| Deed Book / Page | 1116 / 2569 |
| Last Transfer Date | Apr 7, 2017 |
| Transfer Doc | 0022012453 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 1004 STEEPLE RIDGE RD, IRMO, SC 29063-8041 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1004 STEEPLE RIDGE RD, IRMO, SC 29063-8041 |
| Document Number | 0026510645 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | 2651/645 |
| Instrument | 2021052191 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Apr 11, 2017 |
| Property Address | 1004 STEEPLE RIDGE RD, IRMO, SC 29063-8041 |
| Document Number | 2201/2453 |
| Book / Page | 002201 / 002453 |
| Instrument Date | Apr 7, 2017 |
| Instrument | 25260 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1004 STEEPLE RIDGE RD IRMO SC 290638041, IRMO, SC 29063-8041 |
The 2025 property tax bill for 1004 Steeple Ridge Rd was $5,469.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,469.00 | $662,700 (-) | $790,500 (-) Land $90,000 Building $700,500 |
| 2024 | $662,700 (+2,774.8%) | $790,500 (+37.17%) Land $90,000 Building $700,500 | |
| 2023 | $4,583.00 | $23,052 | $576,300 |
| 2021 | $4,661.00 | $23,050 | $576,300 Land $80,000 Building $496,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1004 Steeple Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2015) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1004 Steeple Ridge Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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