1004 State St, Port Huron, MI 48060 Property Records

St. Clair County property record for 1004 State St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,822 sqft · built 1907
Lot Size	0.124 acres (5,401 sqft)
Owner	Company Name on Record
Last Sale	$126,000 (Dec 2025)
Tax Bill	$3,857 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-06-571-0010-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-571-0010-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,822 sqft Living Area
1st Floor Area	1,242 sqft
Basement Area	674 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Lot Area	5,401 sqft (0.124 acres)
Lot Dimensions	108 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1004 STATE ST
City	PORT HURON
State	MI
Zip	48060-3246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	E 1/2 OF N 9' LOT 6 & E 1/2 LOT 7 & 8 BLOCK 1 P.H. & N.W. RY PLAT OF A PORTION OF THE FORT GRATIOT MILITARY RESERVATION
Legal Subdivision	FORT GRATIOT MILITARY RESERVATION
Legal Block	1
Legal Lot Number	6-8
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	1
Census Block	1003
Census Tract	626001

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2418 MAPLE ST, PORT HURON, MI 48060-2953
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK
Nov 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage V I P MORTGAGE INC
Dec 23, 2025	Warranty Deed, Transfer · Conventional Mortgage V I P MORTGAGE INC
Apr 4, 2022	Warranty Deed, Transfer PLATINUM TITLE LLC, PLATINUM TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2025 · Amount on Record
Deed Sale	Dec 23, 2025 · Amount on Record
Prior Sale	Apr 4, 2022 · Amount on Record
Deed Document Number	202524488
Deed Book / Page	5882 / 827
Prior Transfer Date	Aug 4, 2015
Prior Transfer Doc	004628/541
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1004 STATE ST, PORT HURON, MI 48060-3246
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80695 MCFADDEN RD, ARMADA, MI 48005-1014

Mortgage

Document Number	0005498413
Date	Mar 14, 2022
Book Page	5498/413
Instrument	2022006182

Lender

Name	CHOICEONE BANK
Type	Bank
Address	SPARTA, MI 49345

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1004 STATE ST, PORT HURON, MI 48060-3246
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2418 MAPLE ST, PORT HURON, MI 48060-2953

Mortgage

Document Number	0005867459
Date	Nov 4, 2025
Book Page	5867/459
Instrument	2025021068

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Address	9221 E VIA DE VENTURA, SCOTTSDALE, AZ 85258

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 23, 2025
Property Address	1004 STATE ST, PORT HURON, MI 48060-3246
Document Number	0005882827
Book / Page	5882 / 827
Map Reference	LB 4 PG 31
Instrument Date	Oct 31, 2025
Instrument	2025024488
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	80695 MCFADDEN RD, ARMADA, MI 48005-1014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2418 MAPLE ST, PORT HURON, MI 48060-2953
Investor	Possibly a Property Investor

Mortgage

Document Number	2025021068
Date	Dec 23, 2025
Instrument	2025021068

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2055

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 4, 2022
Property Address	1004 STATE ST, PORT HURON, MI 48060-3246
Document Number	0005506477
Book / Page	5506 / 477
Map Reference	LB 4 PG 31
Instrument Date	Mar 7, 2022
Instrument	2022008731
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	PLATINUM TITLE LLC, PLATINUM TITLE

Transaction

Amount	Amount Recorded
Tax	$712.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3730 LAPEER RD LOT 15, 3730, PORT HURON, MI 48060-4501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80695 MCFADDEN RD, ARMADA, MI 48005-1014

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,600 (-6.53%)	$123,200 (-6.53%)
2025	$3,857.00 (-2.08%)	$65,900 (+20.7%)
2024	$3,939.00 (+118.95%)		$131,800 (+20.7%)
2023		$54,600
2022	$1,799.00		$109,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on State St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures