1004 State St, Midland, MI 48640 Property Records

Midland County property record for 1004 State St, Midland, MI 48640 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 921 sqft · built 1920
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$89,900 (Jun 2020)
Tax Bill$1,600 (2024)
Deeds & MortgagesJul 2026 Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-16-40-600

Property Details

APN / Parcel Number

Primary APN14-16-40-600

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area921 sqft Living Area
1st Floor Area921 sqft
Basement Area825 sqft
Unfinished Basement825 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleRanch
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage Area360 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1004 STATE ST
CityMIDLAND
StateMI
Zip48640-5368
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6 BLK 2 DOW CHEM CO ADD
Legal SubdivisionDOW CHEM CO ADD
Legal Block2
Legal Lot Number6
JurisdictionMIDLAND MI
Township / Civil DivisionMIDLAND
Census Block Group4
Census Block4010
Census Tract290100

Owner

Source: Midland County records · APN 14-16-40-600

Assessment roll updated July 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1004 STATE ST, MIDLAND, MI 48640-5368
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2026Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Jun 12, 2020Warranty Deed, Transfer · VA Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 12, 2020 · Amount on Record
Deed SaleJun 12, 2020 · Amount on Record
Prior SaleSep 16, 2014 · Amount on Record
Deed Book / Page1634 / 600
Prior Transfer DateMay 05, 2015
Prior Transfer Doc1586/0723
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDLAND MI
Recording DateJul 10, 2026
Property Address1004 STATE ST, MIDLAND, MI 48640-5368
Document Number0000006730
Instrument DateJul 06, 2026
Instrument20266730
Transaction TypeMortgage
Record UpdatedJul 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1004 STATE ST, MIDLAND, MI 48640-5368
InvestorPossibly a Property Investor

Mortgage

Document Number0000006730,
DateJul 10, 2026
Instrument20266730
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeAdjustable Rate
Rate4.99%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateJun 12, 2020
Property Address1004 STATE ST, MIDLAND, MI 48640-5368
Document Number1634/600
Book / Page1634 / 600
Map ReferenceLB A PG 31
Instrument DateApr 28, 2020
Transaction TypeTransfer
Record UpdatedMay 18, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$675.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1800 WYLLYS ST, 1800, MIDLAND, MI 48642-5128

Transferred To (Grantee/Buyer)

NameVerified Name
Address1004 STATE ST, MIDLAND, MI 48640-5368

Mortgage

Document Number1634601
DateJun 12, 2020
Instrument1634/601
Lender
NameQUICKEN LOANS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term300 Months
DueJun 01, 2045

Tax Assessment & Valuation

Source: Midland County records · Assessment roll updated July 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
MunicipalityMidland City
Unified School DistrictMidland Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$69,000$138,000
2024$1,600.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Midland County (26111C), updated February 3, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 400 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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