Washington County and Argyle Town property record for 1004 State Rte 197, Argyle, NY 12809
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,140 sqft · built 2009 |
| Lot Size | 4.95 acres (215,622 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (Apr 2022) |
| Tax Bill | $5,658 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2023 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 532089 173.-1-32.12 |
| Primary APN | 532089 173.-1-32.12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,140 sqft Living Area |
| 1st Floor Area | 1,140 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 215,622 sqft (4.95 acres) |
| Garage Type | Mixed |
| Garage Area | 2,270 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1004 STATE ROUTE 197 |
|---|---|
| City | ARGYLE |
| State | NY |
| Zip | 12809-2814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NONE |
| Legal Block | 1 |
| Legal Lot Number | 32.012 |
| Jurisdiction | WASHINGTON NY |
| Township / Civil Division | ARGYLE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 87000 |
Source: Washington County and Argyle Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1004 STATE ROUTE 197, ARGYLE, NY 12809-2814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Person |
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION |
| Sep 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance TCT FCU |
| Apr 12, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage GLEN FALLS NATIONAL BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2022 · Amount on Record |
| Deed Sale | Apr 12, 2022 · Amount on Record |
| Deed Document Number | 20222078 |
| Last Transfer Date | Jul 1, 2025 |
| Transfer Doc | 0000000945 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON NY |
| Recording Date | Jul 20, 2026 |
| Property Address | 1004 STATE ROUTE 197, ARGYLE, NY 12809-2814 |
| Document Number | 0000003141 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 20263141 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1004 STATE ROUTE 197, ARGYLE, NY 12809-2814 |
| Document Number | 0000003141, |
|---|---|
| Date | Jul 20, 2026 |
| Instrument | 20263141 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2041 |
| Rate | 5.81% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON NY |
| Property Address | 1004 STATE ROUTE 197, ARGYLE, NY 12809-2814 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000225 |
|---|---|
| Date | Sep 27, 2023 |
| Instrument | 2023-4225 |
| Name | TCT FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON NY |
| Recording Date | Apr 12, 2022 |
| Property Address | 1004 STATE ROUTE 197, ARGYLE, NY 12809-2814 |
| Document Number | 0000000078 |
| Instrument Date | Apr 6, 2022 |
| Instrument | 2022-2078 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 MAIN ST, ARGYLE, NY 12809-2866 |
| Document Number | 0000000079 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | 2022-2079 |
| Name | GLEN FALLS NATIONAL BANK & TRUST CO |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Washington County and Argyle Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Washington County |
| County Subdivision | Argyle Town |
| Unified School District | Argyle Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,658.00 (+22.18%) | ||
| 2025 | $4,631.00 (-2.73%) | $189,400 (-) Land $32,900 Building $156,500 | $259,452 (+17.81%) Land $45,068 Building $214,384 |
| 2023 | $189,400 (-) Land $32,900 Building $156,500 | $220,233 (+16.28%) Land $38,256 Building $181,977 | |
| 2022 | $189,400 Land $32,900 Building $156,500 | $189,400 Land $32,900 Building $156,500 | |
| 2021 | $4,761.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2014–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 299 / 66 |
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