1004 Sheryl Ln, Normal, IL 61761 Property Records

McLean County property record for 1004 Sheryl Ln, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,063 sqft · built 1970
Lot Size	0.234 acres (10,183 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Sep 2023)
Tax Bill	$6,270 (2024)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-21-403-004`

Property Details

APN / Parcel Number

Primary APN	`14-21-403-004`

Interior

Bedrooms	4 Beds
Total Rooms	12 Rooms
Units	8 Units
Building Area	3,063 sqft Living Area
1st Floor Area	3,063 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,183 sqft (0.234 acres)
Lot Dimensions	119 ft deep x 84 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1004 SHERYL LN
City	NORMAL
State	IL
Zip	61761-7106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3A
Legal Description	LOT 19 SUMMIT COURTS SUB TO NORMAL
Legal Range	02E
Legal Township	24N
Legal Section	21
Legal Subdivision	SUMMIT COURTS SUB
Legal Lot Number	19
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1004
Census Tract	107

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1006 PORTER LN, NORMAL, IL 61761-4231
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Jan 31, 2022	Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB
Feb 8, 2021	Correction Deed ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Prior Sale	Jan 31, 2022 · Amount on Record
Deed Document Number	202313338
Prior Transfer Date	Nov 16, 2016
Prior Transfer Doc	0000002909
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 29, 2023
Property Address	1004 SHERYL LN, NORMAL, IL 61761-7106
Document Number	202300013338
Instrument Date	Sep 21, 2023
Instrument	2023-00013338
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1006 PORTER LN, NORMAL, IL 61761-4231

Mortgage

Document Number	202300013339
Date	Sep 29, 2023
Instrument	2023-00013339

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.1%
Margin	3
Max Rate	12.1%

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 31, 2022
Property Address	1004 SHERYL LN, NORMAL, IL 61761-7106
Document Number	202200002085
Instrument Date	Jan 21, 2022
Instrument	2022-00002085
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 SHERYL LN APT C, C, NORMAL, IL 61761-7107

Mortgage

Document Number	202200002086
Date	Jan 31, 2022
Instrument	2022-00002086

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.12%

February 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 8, 2021
Property Address	1004 SHERYL LN, NORMAL, IL 61761-7106
Document Number	202100002909
Map Reference	MB 31
Instrument Date	Nov 16, 2016
Instrument	2021-00002909
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3008 CASTLEMAIN DR, BLOOMINGTON, IL 61704-4860

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$84,287 (+21.89%) Land $18,361 Building $65,926	$252,861 (+21.89%) Land $55,083 Building $197,778
2024	$6,270.00 (+16%)
2023	$5,405.00 (-3.67%)	$69,152 (+10.69%) Land $15,064 Building $54,088	$207,456 (+10.69%) Land $45,192 Building $162,264
2022	$5,611.00	$62,473 Land $13,609 Building $48,864	$187,419 Land $40,827 Building $146,592

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

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