1004 Sherman St, Sheffield, IA 50475 Property Records

Franklin County property record for 1004 Sherman St, Sheffield, IA 50475

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,830 sqft · built 2015
Lot Size	0.512 acres (22,320 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,064 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`030548200900`

Property Details

APN / Parcel Number

Primary APN	`030548200900`
Alternative APN	`0305482009`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,830 sqft Living Area
1st Floor Area	1,830 sqft
Basement Area	1,830 sqft
Finished Basement	1,400 sqft
Unfinished Basement	430 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	22,320 sqft (0.512 acres)
Lot Dimensions	124 ft deep x 180 ft wide
Garage Type	Attached
Garage Area	830 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	208 sqft
Deck Area	648 sqft
Patio Area	300 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Geothermal
Water Source	Commercial

Location & Zoning

Street Address	1004 SHERMAN ST
City	SHEFFIELD
State	IA
Zip	50475-5019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THROSSELS LOTS 10, (SEQ:1), 11 & 12 BLK 4 (SEQ:2) WD-2014-0993 (2014-06-09), WD-2005-2106 (2005-09-02)
Legal Subdivision	THROSSELS HLND ADD
Legal Block	4
Legal Lot Number	10
Jurisdiction	FRANKLIN IA
Township / Civil Division	SHEFFIELD
Census Block Group	4
Census Block	4084
Census Tract	360100

Owner

1004 Sherman St is owned and occupied by two individuals.

Source: Franklin County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1004 SHERMAN ST, SHEFFIELD, IA 50475-5019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN IA
Property Address	1004 SHERMAN ST, SHEFFIELD, IA 50475-5019
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020211294
Date	Jul 15, 2021
Instrument	20211294

Lender

Name	FIRST SECURITY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1004 Sherman St was $6,064 with a homeowner's exemption, down 0.8% from the year before.

Source: Franklin County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Franklin County
Municipality	Sheffield City
Unified School District	West Fork Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,064.00 (-0.82%) Homeowner's exemption	$397,700 Land $21,200 Building $376,500	$397,700 Land $21,200 Building $376,500
2024	$6,114.00
2023		$358,600 (+3.82%) Land $21,200 Building $337,400	$367,200
2022	$6,612.00 Homeowner's exemption	$345,400 Land $21,200 Building $324,200
2021			$354,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1004 Sherman St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1004 Sherman St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHEFFIELD WATER SUPPLY serves 1,130 people · EPA ID IA3570037
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130
Router12 Networks Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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