1004 Shaw Rd, Ferndale, WA 98248 Property Records

Whatcom County property record for 1004 Shaw Rd, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,670 sqft · built 1976
Lot Size	0.377 acres (16,431 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (May 2023)
Tax Bill	$4,273 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`548885`

Property Details

APN / Parcel Number

Primary APN	`548885`
Alternative APNs	`390222 427420 0000` `96272`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,670 sqft Living Area
1st Floor Area	588 sqft
2nd Floor Area	1,082 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Bi-Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	16,431 sqft (0.377 acres)
Garage Type	Built-in
Garage Area	670 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	548885
Street Address	1004 SHAW RD
City	FERNDALE
State	WA
Zip	98248-9416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	LAUREL GROVE ADD NO 3 LOT 21
Legal Range	02
Legal Township	39
Legal Section	22
Legal Subdivision	LAUREL GROVE ADD
Legal Lot Number	21
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	3
Census Block	3039
Census Tract	10600

Owner

1004 Shaw Rd is owned and occupied by an individual who bought it in May 2023.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1004 SHAW RD, FERNDALE, WA 98248-9416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Warranty Deed, Transfer · Conventional Mortgage WHATCOM EDUCATIONAL CU
Feb 2, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2023 · Amount on File
Deed Sale	May 2, 2023 · Amount on File
Prior Sale	Feb 2, 2018
Deed Document Number	2023-0500167
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	May 2, 2023
Property Address	1004 SHAW RD, FERNDALE, WA 98248-9416
Document Number	0000500167
Map Reference	VOL 13 PG 48&49
Instrument Date	Apr 19, 2023
Instrument	2023-0500167
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	NOT AVAILABLE, WHATCOM LAND TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,850.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 SHAW RD, FERNDALE, WA 98248-9416

Mortgage

Document Number	0000500168
Date	May 2, 2023
Instrument	2023-0500168

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

February 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Feb 2, 2018
Property Address	1004 SHAW RD, FERNDALE, WA 98248-9416
Document Number	2180200251
Instrument Date	Jan 23, 2018
Instrument	200251
Transaction Type	Mortgage
Record Updated	Feb 16, 2018
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1004 SHAW RD FERNDALE WA 982489416, FERNDALE, WA 98248-9416

Mortgage

Document Number	2180200252
Date	Feb 2, 2018
Instrument	200252

Lender

Name	PENNYMAC
Address	WESTLAKE WILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1004 Shaw Rd was $4,273.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,273.00	$549,822 Land $223,100 Building $326,722	$549,822 Land $223,100 Building $326,722
2022		$443,437 Land $168,534 Building $274,903	$443,437 Land $168,534 Building $274,903
2021	$3,429.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1004 Shaw Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1990–2025)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 3 claims Severe Storms & Flooding, Nov 1990 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1004 Shaw Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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